32 Garden Ave, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 32 Garden Ave, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,145 sqft · built 1973
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Apr 2023)
Tax Bill$4,933 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGRHM M:109 B:027 L:000

Property Details

APN / Parcel Number

Primary APNGRHM M:109 B:027 L:000
Alternative APN
  • 4477

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,145 sqft Living Area
Gross Area3,311 sqft
1st Floor Area1,145 sqft
Basement Area1,025 sqft
Unfinished Basement845 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4477
Street Address32 GARDEN AVE
CityGORHAM
StateME
Zip04038-1107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal SubdivisionGORHAM GDNS ADD 1
Legal Block27
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1010
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 GARDEN AVE, GORHAM, ME 04038-1107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · FHA Mortgage
NOVUS HOME MORTGAGE
Apr 11, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2023 · Amount on Record
Deed SaleApr 11, 2023 · Amount on Record
Prior SaleSep 1, 2006 · Amount on Record
Deed Document Number202310676
Deed Book / Page40066 / 40
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address32 GARDEN AVE, GORHAM, ME 04038-1107
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0383550102
DateJun 25, 2021
Book Page38355/102
Instrument45379
Lender
NameNOVUS HOME MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateApr 11, 2023
Property Address32 GARDEN AVE, GORHAM, ME 04038-1107
Document Number0400660040
Book / Page40066 / 40
Instrument DateApr 7, 2023
Instrument10676
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address953 WASHINGTON AVE # 1, 1, PORTLAND, ME 04103-2730

Mortgage

Document Number0000010677
DateApr 11, 2023
Instrument10677
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,933.00 (+0.67%)$333,300 (-) Land $136,400 Building $196,900
2024$4,900.00 (+14.41%)$333,300 (-) Land $136,400 Building $196,900
2022$4,283.00$333,300 Land $136,400 Building $196,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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