32 Gage Ter, Bigfork, MT 59911 Property Records

Flathead County property record for 32 Gage Ter, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,433 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Trust Names on File
Last Sale	$702,240 (Oct 2025)
Tax Bill	$2,443 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2025 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0745844`

Property Details

APN / Parcel Number

Primary APN	`R0745844`
Alternative APNs	`07-3835-25-3-11-45-0000` `0000007196`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	2,222 sqft
Attic	Attic
Attic Area	211 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007196
Street Address	32 GAGE TER
City	BIGFORK
State	MT
Zip	59911-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW TERRACE PH 2, S25, T27 N, R20 W, LOT 20
Legal Range	20W
Legal Township	27N
Legal Section	25
Legal Subdivision	CRESTVIEW TERRACE PH 2
Legal Lot Number	20
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1008
Census Tract	1304

Owner

32 Gage Ter is held in a trust since October 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	240 LESLEY LN, HOLLISTER, CA 95023-9380
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Dec 6, 2006	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2018	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC
Sep 25, 2006	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202523434
Prior Transfer Date	Sep 25, 2006
Prior Transfer Doc	0026811410
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200007529
Date	Mar 23, 2022
Instrument	202200007529

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST TITLE/MT, FIRST TITLE OF MT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500007082
Date	Apr 18, 2025
Instrument	202500007082

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 22, 2045

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200634016270
Date	Dec 6, 2006
Instrument	200634016270

Lender

Name	CITIBANK NA
Type	Bank
Address	LAS VEGAS, NV 89109

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 29, 2025
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Document Number	202500023434
Instrument Date	Oct 22, 2025
Instrument	202500023434
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FPT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	240 LESLEY LN, HOLLISTER, CA 95023-9380

Mortgage

Document Number	202500023435
Date	Oct 29, 2025
Instrument	202500023435

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 21, 2020
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Document Number	202000031215
Instrument Date	Sep 21, 2020
Instrument	202000031215
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 GAGE TER, BIGFORK, MT 59911-3544

Mortgage

Document Number	202000031216
Date	Sep 21, 2020
Instrument	202000031216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 27, 2018
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Document Number	201800013025
Instrument Date	Jun 25, 2018
Instrument	201800013025
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 AGGE TERR, BIGFORK, MT 59911

Mortgage

Document Number	201800013026
Date	Jun 27, 2018
Instrument	201800013026

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

September 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 25, 2006
Property Address	32 GAGE TER, BIGFORK, MT 59911-3544
Document Number	200626811410
Instrument Date	Sep 25, 2006
Instrument	200626811410
Transaction Type	Transfer
Record Updated	Sep 2, 2025
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4396 CAND 113 RD, BIGFORK, MT 59911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4396 RD, BIGFORK, MT 59911

Mortgage

Document Number	200626811420
Date	Sep 25, 2006
Instrument	200626811420

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 32 Gage Ter was $2,443, down 13.4% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,443.00 (-13.4%)	$742,400 (-0.03%)
2025	$2,821.00	$742,600	$742,400 Land $115,635 Building $626,765
2023	$4,312.00	$577,300	$577,300 Land $86,261 Building $491,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Gage Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Gage Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vero Fiber, Western Montana CommunityTel.

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