32 Frederick St, Apt 3, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 32 Frederick St, Apt 3, Dracut, MA 01826

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,280 sqft · built 1982
Lot Size	1.45 acres (63,176 sqft)
Owner	Trust Name on Record
Last Sale	$91,000 (Dec 1997)
Tax Bill	$3,769 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:45 B:134 L:3`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:45 B:134 L:3`
Alternative APNs	`M:0045 B:0134 L:0003` `692929`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	600 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	692929
Street Address	32 FREDERICK ST, 3
City	DRACUT
State	MA
Zip	01826-3447
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	134
Legal Lot Number	3
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2000
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	32 FREDERICK ST, 3, DRACUT, MA 01826-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
May 29, 2020	Condominium Deed, Transfer NOT AVAILABLE
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 1997 · Amount on Record
Deed Sale	Dec 12, 1997 · Amount on Record
Prior Sale	Jun 28, 1991 · Amount on Record
Deed Book / Page	8948 / 67
Last Transfer Date	May 28, 2020
Transfer Doc	34180-107
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	32 FREDERICK ST APT 3, 3, DRACUT, MA 01826-3447
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36331-155
Date	Oct 1, 2021
Book Page	36331/155
Instrument	57833

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Nov 1, 2029

May 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	DRACUT MA
Recording Date	May 29, 2020
Property Address	32 FREDERICK ST APT 3, 3, DRACUT, MA 01826-3447
Document Number	34180-107
Book / Page	034180 / 000107
Instrument Date	May 28, 2020
Instrument	22994
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FREDERICK ST #3 DRACUT MA 018263447, 3, DRACUT, MA 01826-3447

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	32 FREDERICK ST APT 3, 3, DRACUT, MA 01826-3447
Document Number	32427-107
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FREDERICK ST #3 DRACUT MA 018263447, 3, DRACUT, MA 01826-3447

Mortgage

Document Number	32427-107
Date	Sep 21, 2018
Book Page	032427/000107
Instrument	41526

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2038

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,769.00 (+2.14%)	$389,800 (+6.91%) Building $389,800	$377,055 (-)
2025	$3,690.00 (-1.26%)	$364,600 (+1.96%) Building $364,600	$377,055 (+1.43%)
2024	$3,737.00 (+6.86%)	$357,600 (+18.41%) Building $357,600	$371,735
2023	$3,497.00	$302,000 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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