32 Francis Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 32 Francis Ave, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 865 sqft · built 1986
Lot Size0.13 acres (5,645 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Oct 2009)
Tax Bill$4,572 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPAWT M:48 L:0637

Property Details

APN / Parcel Number

Primary APNPAWT M:48 L:0637
Alternative APN
  • 480637

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area865 sqft Living Area
Gross Area1,979 sqft
1st Floor Area865 sqft
Basement Area850 sqft
Unfinished Basement850 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,645 sqft (0.13 acres)
Garage TypeDetached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number480637
Street Address32 FRANCIS AVE
CityPAWTUCKET
StateRI
Zip02860-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Lot Number637
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1024
Census Tract15000

Owner

32 Francis Ave is owned and occupied by an individual who bought it in October 2009.

Source: Pawtucket City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address32 FRANCIS AVE, PAWTUCKET, RI 02860-2508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · Line of Credit
NAVIGANT CREDIT UNION
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2009 · Amount on File
Deed SaleOct 14, 2009 · Amount on File
Prior SaleSep 28, 2009 · Amount on File
Deed Book / Page3191 / 329
Transfer Doc3066-123
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address32 FRANCIS AVE, PAWTUCKET, RI 02860-2508
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005276-333
DateDec 11, 2025
Book Page5276/333
Instrument11
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term229 Months
DueJan 1, 2045

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address32 FRANCIS AVE, PAWTUCKET, RI 02860-2508
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4761-326
DateOct 4, 2021
Book Page4761/326
Instrument81
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 32 Francis Ave was $4,572.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,572.00$347,700 Land $128,900 Building $218,800$360,891
2023$3,559.00 (+2.18%)$210,100 (-) Land $70,200 Building $139,900
2022$3,483.00$210,100 Land $70,200 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Francis Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Francis Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

Nearby Properties on Francis Ave

Nearby Streets

Search Property Records by Address or Parcel Number