St. Charles County property record for 32 Fox Pointe Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1984 |
| Lot Size | 0.328 acres (14,270 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jun 2012) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T182700043 |
| Primary APN | T182700043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 1,816 sqft |
| Basement Area | 899 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 14,270 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 837 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T182700043 |
|---|---|
| Street Address | 32 FOX POINTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS POINTE #3 BDRY ADJ LOT 40 |
| Legal Subdivision | HUNTERS POINTE #3 BDRY ADJ |
| Legal Lot Number | 40 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 311322 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 FOX POINTE CT, SAINT CHARLES, MO 63304-7153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2012 · Amount on Record |
| Deed Sale | Jun 27, 2012 · Amount on Record |
| Prior Sale | Jul 19, 2005 · Amount on Record |
| Deed Document Number | 2012473160 |
| Deed Book / Page | 5803 / 1140 |
| Last Transfer Date | Nov 15, 2016 |
| Transfer Doc | 0066571568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 32 FOX POINTE CT, SAINT CHARLES, MO 63304-7153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 32 FOX POINTE CT, SAINT CHARLES, MO 63304-7153 |
| Document Number | 0000039318 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022R-039318 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,945.00 (+7.08%) | $66,495 (+7.84%) | $349,972 (+7.85%) Land $70,000 Building $279,972 |
| 2024 | $3,684.00 | ||
| 2023 | $61,658 | ||
| 2022 | $324,513 Land $70,000 Building $254,513 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 24 (1982–2022) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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