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32 Ford Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 32 Ford Ave, Oneonta, NY 13820

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 2,355 sqft · built 1910
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Aug 2021)
Tax Bill$7,217 (2026)
Deeds & MortgagesSep 2022 Refinance
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN361200 288.18-4-13

Property Details

APN / Parcel Number

Primary APN361200 288.18-4-13
Alternative APNs
  • 120028801800040130000000
  • 3911 1365

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,355 sqft Total Area
1st Floor Area1,316 sqft
2nd Floor Area1,049 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions68 ft deep x 50 ft wide
PorchSlab
Porch Area373 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 1365
Street Address32 FORD AVE
CityONEONTA
StateNY
Zip13820-1836
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code140
Legal Block4
Legal Lot Number13.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group3
Census Block3012
Census Tract591000

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38 VINE ST, MEDFORD, MA 02155-3910
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed, Transfer · Stand-Alone Refinance
THE NATIONAL BANK OF COXSACKIE
Aug 20, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleNov 9, 2016 · Amount on Record
Deed Document Number20214644
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateSep 22, 2022
Property Address32 FORD AVE, ONEONTA, NY 13820-1836
Document Number0000000248
Instrument DateMay 13, 2022
Instrument2022-5248
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 STATE ST # STE70, STE70, ALBANY, NY 12207-1715
InvestorPossibly a Property Investor

Mortgage

Document Number0000000249
DateSep 22, 2022
Instrument2022-5249
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateAug 20, 2021
Property Address32 FORD AVE, ONEONTA, NY 13820-1836
Document Number644
Instrument DateAug 11, 2021
Instrument2021-4644
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address38 VINE ST, MEDFORD, MA 02155-3910

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,217.00 (+2.51%)
2025$7,040.00$185,000 (-) Land $10,800 Building $174,200$260,563 (+14.08%) Land $15,211 Building $245,352
2023$185,000 Land $10,800 Building $174,200$228,395 Land $13,333 Building $215,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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