32 Focal Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 32 Focal Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,904 sqft · built 2021
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,987 (Jun 2021)
Tax Bill	$9,833 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023721-0400`

Property Details

APN / Parcel Number

Primary APN	`023721-0400`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	1,648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 FOCAL CT
City	SAINT AUGUSTINE
State	FL
Zip	32095-7423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89/53-88 BEACON LAKE PHASE 1 LOT 40 OR5284/772
Legal Range	28E
Legal Township	05S
Legal Section	10
Legal Subdivision	BEACON LAKE PHASE 1
Legal Phase	1
Legal Lot Number	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 FOCAL CT, SAINT AUGUSTINE, FL 32095-7423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	202163332
Deed Book / Page	5284 / 772
Record Updated	Jun 8, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 7, 2021
Property Address	32 FOCAL CT, SAINT AUGUSTINE, FL 32095-7423
Document Number	0052840772
Book / Page	5284 / 772
Map Reference	MB 89 PG 53-88
Instrument Date	May 28, 2021
Instrument	2021063332
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FOCAL CT, SAINT AUGUSTINE, FL 32095-7423

Mortgage

Document Number	0005284773
Date	Jun 7, 2021
Instrument	5284/773

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,998 (+2.7%)	$570,774 (-3.39%) Land $150,000 Building $420,774
2025	$9,833.00 (+8.38%) Homeowner's exemption	$508,275 (+2.9%)	$590,809 (+1.52%) Land $150,000 Building $440,809
2024	$9,073.00 (+2.97%) Homeowner's exemption	$493,950 (+3%)	$581,973 (+11.64%) Land $150,000 Building $431,973
2023	$8,811.00 (+2.99%) Homeowner's exemption	$479,563 (+3%)	$521,294 (+11.96%) Land $130,000 Building $391,294
2022	$8,555.00 Homeowner's exemption	$465,595	$465,595 Land $106,400 Building $359,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20