32 Enclave Way, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 32 Enclave Way, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	2,567 sqft · built 2019
Lot Size	0.191 acres (8,336 sqft)
Owner	2 Individual Names on File
Last Sale	$770,884 (Dec 2019)
Tax Bill	$11,829 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00035-0000-00006-60`

Property Details

APN / Parcel Number

Primary APN	`37-00035-0000-00006-60`

Interior

Building Area	2,567 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,336 sqft (0.191 acres)

Location & Zoning

Street Address	32 ENCLAVE WAY
City	OCEAN
State	NJ
Zip	07712-3285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ADDITIONAL LOTS: COMMON ELEMENTS
Legal Subdivision	ENCLAVE/OCEAN
Legal Block	35
Legal Lot Number	6.60
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1007
Census Tract	806502

Owner

32 Enclave Way is owned and occupied by two individuals who bought it in December 2019.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 ENCLAVE WAY, OCEAN, NJ 07712-3285
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L SVGS
Dec 5, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TBI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2019115716
Deed Book / Page	9383 / 4514
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 ENCLAVE WAY, OCEAN, NJ 07712-3285
Document Number	0000046863
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	32 ENCLAVE WAY OCEAN NJ 077123285, OCEAN, NJ 07712-3285

Mortgage

Document Number	0000046863
Date	May 4, 2020
Book Page	009411/007961
Instrument	46863

Lender

Name	THIRD FED'L SVGS
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 5, 2019
Property Address	32 ENCLAVE WAY, OCEAN, NJ 07712-3285
Document Number	0000115716
Book / Page	009383 / 004514
Instrument Date	Nov 13, 2019
Instrument	115716
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 27, 2019
Title Company	WESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.88
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 ENCLAVE WAY OCEAN NJ 077123285, OCEAN, NJ 07712-3285

Mortgage

Document Number	115717
Date	Dec 5, 2019
Book Page	009383/004533
Instrument	115717

Lender

Name	TBI MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 32 Enclave Way was $11,829, up 0.4% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$960,300 (+9.84%) Land $366,000 Building $594,300	$960,300 (+9.84%) Land $366,000 Building $594,300
2025	$11,829.00 (+0.37%)	$874,300 Land $287,000 Building $587,300	$874,300 Land $287,000 Building $587,300
2024	$11,785.00
2023		$804,100 Land $227,000 Building $577,100	$804,100 Land $227,000 Building $577,100
2022	$14,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Enclave Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Enclave Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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