Ocean County and Brick Township property record for 32 Elder St, Mantoloking, NJ 08738
| Property Type | Duplex |
|---|---|
| Details | 1,019 sqft · built 2024 |
| Lot Size | 0.034 acres (1,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (Oct 2024) |
| Tax Bill | $11,879 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 07 00036-0000-00013-0000-C0062 |
| Primary APN | 07 00036-0000-00013-0000-C0062 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Duplex Single |
| Lot Area | 1,494 sqft (0.034 acres) |
| Account Number | 00104899 |
|---|---|
| Street Address | 32 ELDER ST |
| City | MANTOLOKING |
| State | NJ |
| Zip | 08738 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R75 |
| Legal Description | .0343 AC |
| Legal Subdivision | OSBORNE DUNES/SOUTH MANTOLOKIN |
| Legal Block | 36 |
| Legal Lot Number | 13.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 739200 |
32 Elder St, a duplex, is owned and occupied by two individuals who bought it in October 2024.
Source: Ocean County and Brick Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 ELDER ST, MANTOLOKING, NJ 08738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on File |
| Deed Sale | Oct 16, 2024 · Amount on File |
| Deed Document Number | 202476770 |
| Deed Book / Page | 19820 / 1017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 16, 2024 |
| Property Address | 32 ELDER ST, MANTOLOKING, NJ 08738 |
| Document Number | 0198201017 |
| Book / Page | 19820 / 1017 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 2024076770 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,868.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 ROYAL DR, BRICK, NJ 08723-6730 |
| Name | Verified Name |
|---|---|
| Address | 32 ELDER ST, MANTOLOKING, NJ 08738 |
| Document Number | 2024076771 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024076771 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.5% |
The 2025 property tax bill for 32 Elder St was $11,879, up 5.1% from the year before.
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,700 (-) Land $283,000 Building $154,700 | $437,700 (-) Land $283,000 Building $154,700 | |
| 2025 | $11,879.00 (+5.08%) | $437,700 Land $283,000 Building $154,700 | $437,700 Land $283,000 Building $154,700 |
| 2024 | $11,305.00 | ||
| 2023 | $283,000 Land $283,000 | $283,000 Land $283,000 | |
| 2022 | $1,238.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 Elder St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 468 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 593 units insured incl. 125 condo units |
| Nearby Flood Claims | 178 (1992–2024) |
| Claims Outside the SFHA | 2 of 178 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Elder St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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