32 E Walnut St, Ephrata, PA 17522 Property Records

Lancaster County property record for 32 E Walnut St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,676 sqft · built 1925
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2018)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`260-02559-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-02559-0-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	4,228 sqft
1st Floor Area	690 sqft
Upper Floors Area	1,338 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Patio Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Coal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 E WALNUT ST
City	EPHRATA
State	PA
Zip	17522-2237
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PMD
Legal Description	32 E WALNUT ST
Legal Lot Number	10
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3012
Census Tract	12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 RIDGE RD, LITITZ, PA 17543-8565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit S & T BANK
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage LANCO FEDERAL CU
Oct 2, 2018	Deed, Transfer LOAN RANGER LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20186421616
Prior Transfer Date	Mar 27, 2007
Prior Transfer Doc	0005607495
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 E WALNUT ST, EPHRATA, PA 17522-2237
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E WALNUT ST, EPHRATA, PA 17522-2238

Mortgage

Document Number	0006605907
Date	May 28, 2021
Instrument	6605907

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Nov 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 E WALNUT ST, EPHRATA, PA 17522-2237
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 WHITEMARSH DR, LANCASTER, PA 17601-4874

Mortgage

Document Number	0006698939
Date	Aug 19, 2022
Instrument	6698939

Lender

Name	S & T BANK
Type	Bank
Address	CAMP HILL, PA 17011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 E WALNUT ST, EPHRATA, PA 17522-2237
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	PENN CHARTER ABSTRACT, PENN CHARTER ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 RIDGE RD, LITITZ, PA 17543-8565

Mortgage

Document Number	20260010550
Date	Mar 18, 2026
Instrument	20260010550

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 E WALNUT ST, EPHRATA, PA 17522-2237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006456284
Date	May 9, 2019
Instrument	6456284

Lender

Name	LANCO FEDERAL CU
Type	Credit Union
Address	LANCASTER, PA 17601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2034

Interest

Rate Type	Adjustable Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 2, 2018
Property Address	32 E WALNUT ST, EPHRATA, PA 17522-2237
Document Number	0006421616
Instrument Date	Sep 28, 2018
Instrument	6421616
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ABSTRACT ASSOCIATES OF LANCA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 WHITEMARSH DR, LANCASTER, PA 17601-4874

Mortgage

Document Number	0006421617
Date	Oct 2, 2018
Instrument	6421617

Lender

Name	LOAN RANGER LP
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,700 (-) Land $37,100 Building $172,600	$209,700 (-) Land $37,100 Building $172,600
2025	$5,144.00 (+2.31%) Homeowner's exemption	$209,700 (-) Land $37,100 Building $172,600	$209,700 (-) Land $37,100 Building $172,600
2024	$5,028.00	$209,700 Land $37,100 Building $172,600
2018			$209,700 Land $37,100 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	100 / 40

May also be available: Verizon.

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