Frederick County property record for 32 E South St, Frederick, MD 21701 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1880 |
| Square Footage | 1,362 sqft Living Area |
| Lot Size | 3,300 sqft (0.076 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $615,000 (2024) |
| Tax Bill | $6,840.00 (2024) |
| Primary APN | 02-119226 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,362 sqft Living Area |
| 1st Floor | 750 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,300 sqft (0.076 acres) |
| Depth X Width | 200 ft x 2 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 119226 |
|---|---|
| Street Address | 32 E SOUTH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 16 1/2 X 200 32 E. SOUTH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 16,32 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 772200 |
Source: Frederick County records · APN 02-119226
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 E SOUTH ST, FREDERICK, MD 21701-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| May 26, 2023 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on Record |
| Deed Sale | Feb 26, 2024 · Amount on Record |
| Prior Sale | May 26, 2023 · Amount on Record |
| Prior Transfer Date | Jul 26, 2013 |
| Prior Transfer Doc | 0096840148 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 26, 2024 |
| Property Address | 32 E SOUTH ST, FREDERICK, MD 21701-5616 |
| Document Number | 0167730201 |
| Book / Page | 16773 / 201 |
| Instrument Date | Feb 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2024 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 32 E SOUTH ST, FREDERICK, MD 21701-5616 |
| Document Number | 0016773207 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 16773/207 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 26, 2023 |
| Property Address | 32 E SOUTH ST, FREDERICK, MD 21701-5616 |
| Document Number | 0164540284 |
| Book / Page | 16454 / 284 |
| Instrument Date | May 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 32 E SOUTH ST, FREDERICK, MD 21701-5616 |
| Document Number | 0016454288 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 16454/288 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jun 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 10.5% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 10.5% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $389,000 (+11.85%) Land $133,000 Building $256,000 | $389,000 (-) Land $133,000 Building $256,000 | |
| 2024 | $6,840.00 (+7.89%) | ||
| 2023 | $6,340.00 | $347,800 | $389,000 Land $133,000 Building $256,000 |
32 E South St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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