32 E Snapper Pt Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 32 E Snapper Pt Dr, Key Largo, FL 33037 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage3,296 sqft Living Area
Lot Size21,861 sqft (0.502 acres)
OccupancyOwner Occupied
Last Sale$3,900,000 (2017)
Tax Bill$40,940.00 (2025)

Property Details

APN / Parcel Number

Primary APN00571971-003200
Alternative APNs
  • 07594000571971003200
  • 8557205

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,296 sqft Living Area
Gross Area4,088 sqft Gross Area
1st Floor3,296 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialTile Roof
Lot Area21,861 sqft (0.502 acres)
Garage TypeAttached Garage
Garage Area792 sqft Garage

Exterior Amenities

Pool Area448 sqft Pool
Patio Area105 sqft Patio
Porch Area2,611 sqft Porch
ViewCanal View
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number8557205
Street Address32 E SNAPPER POINT DR
CityKEY LARGO
StateFL
Zip33037-3787
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 SNAPPER POINT OCEAN REEF PLAT #12 KEY LARGO PB7-1 OR708-319 OR1314-950/62WILL CASE#94-20061-CP10 OR1320-1319/20ORD OR1331-1326/30DISCLAIMER OR1362-308/09ORD OR1371-1524/25ORD OR1376-167/70P/R OR2857-2023/25
Legal Range40E
Legal Township59S
Legal Section07
Legal SubdivisionSNAPPER POINT O.R. PLAT #12
Legal Lot Number32
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3010
Census Tract972700

Owner

Source: Monroe County records · APN 00571971-003200

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address32 E SNAPPER POINT DR, KEY LARGO, FL 33037-3787
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK
Feb 26, 2020Loan Modification, Mortgage · Line of Credit
IBERIABANK
Jun 05, 2017Warranty Deed, Transfer · Line of Credit
GIBRALTAR PRIVATE BK&TR FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2017 · Amount on Record
Deed SaleJun 05, 2017 · Amount on Record
Prior SaleNov 02, 1995 · Amount on Record
Deed Doc Number20172125890
Deed Book / Page2857 / 2023
Record RefreshedJun 08, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address32 E SNAPPER POINT DR, KEY LARGO, FL 33037-3787
Document Number0030111285
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address32 E SNAPPER POINT DR KEY LARGO FL 330373787, KEY LARGO, FL 33037-3787

Mortgage

Document Number0030111285
DateMar 02, 2020
Book Page003011/001285
Instrument2258231
Lender
NameIBERIABANK
TypeBank
Address35 OCEAN DR # 100, KEY LARGO, FL 33037-4011
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address32 E SNAPPER POINT DR, KEY LARGO, FL 33037-3787
Document Number0030111612
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address32 E SNAPPER POINT DR KEY LARGO FL 330373787, KEY LARGO, FL 33037-3787

Mortgage

Document Number0030111612
DateMar 03, 2020
Book Page003011/001612
Instrument2258326
Lender
NameIBERIABANK
TypeBank
Address35 OCEAN DR # 100, KEY LARGO, FL 33037-4011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 05, 2017
Property Address32 E SNAPPER POINT DR, KEY LARGO, FL 33037-3787
Document Number0028572023
Book / Page002857 / 002023
Instrument DateJun 01, 2017
Instrument2125890
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,300.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address100 ARMSTRONG RD PLYMOUTH MA 023607219, PLYMOUTH, MA 02360-7219

Mortgage

Document Number28572026
DateJun 05, 2017
Book Page002857/002026
Instrument2125891
Lender
NameGIBRALTAR PRIVATE BK&TR FSB
TypeBank
Address55 ALHAMBRA PLZ, CORAL GABLES, FL 33134-5254
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 04, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40,940.00 (+3.69%) Homeowner's exemption Veteran's exemption$6,038,064 (+5.99%)$10,324,462 (-0.53%) Land $9,472,153 Building $852,309
2024$39,484.00 (+1.99%)
2023$38,713.00 (+4.77%) Senior Citizen's exemption$5,696,987 (+3%)$10,379,522 (+87.66%) Land $9,715,028 Building $664,494
2022$36,952.00 Senior Citizen's exemption$5,531,056 Land $4,857,514 Building $673,542$5,531,056 Land $4,857,514 Building $673,542

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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