32 E Montgomery St, Baltimore, MD 21230 Property Records

Baltimore City property record for 32 E Montgomery St, Baltimore, MD 21230

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,800 sqft · built 1900
Lot Size	0.024 acres (1,044 sqft)
Owner	2 Individuals on Record
Last Sale	$519,000 (Oct 2024)
Tax Bill	$8,895 (2024)
Deeds & Mortgages	Jun 2026 Mortgage
APN	`22-10-0896-021E`

Property Details

APN / Parcel Number

Primary APN	`22-10-0896-021E`
Alternative APNs	`100896 021E` `0896-021E`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,800 sqft Gross Area
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	1,044 sqft (0.024 acres)
Lot Dimensions	70 ft deep x 14.1 ft wide
Deck Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	100896 021E
Street Address	32 E MONTGOMERY ST
City	BALTIMORE
State	MD
Zip	21230-3847
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R-8
Legal Description	14-11X70
Legal Subdivision	HARBORVIEW
Legal Block	896
Legal Lot Number	21E
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4004
Census Tract	220100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Federal Hill Historic District listed 1970 · 8 contributing resources · NRIS 70000859

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City assessment roll, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	32 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Book / Page	27303 / 176
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 8, 2026
Property Address	32 E MONTGOMERY ST, BALTIMORE, MD 21230-3847
Document Number	0291130380
Book / Page	29113 / 380
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E MONTGOMERY ST, BALTIMORE, MD 21230-3847

Mortgage

Document Number	2911000380,
Date	Jun 8, 2026
Book Page	29113/380

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,533 (+3.44%)	$419,400 (+5.17%) Land $175,000 Building $244,400
2024	$8,895.00 (-5.48%)
2023	$9,411.00 Homeowner's exemption	$398,800 Land $175,000 Building $223,800	$398,800 Land $175,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,033 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20