Essex County and Middleton Town property record for 32 E Meadow Ln, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,476 sqft · built 2020 |
| Lot Size | 1.03 acres (45,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,250,000 (Jul 2023) |
| Tax Bill | $26,428 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0013 B:0000 L:0101 L |
| Primary APN | MIDD M:0013 B:0000 L:0101 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,476 sqft Living Area |
| Gross Area | 9,142 sqft |
| Basement Area | 2,959 sqft |
| Unfinished Basement | 2,959 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 45,050 sqft (1.03 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 32 E MEADOW LN |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Lot Number | 101 L |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 212101 |
Source: Essex County and Middleton Town records · APN MIDD M:0013 B:0000 L:0101 L
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit STONEHAM COOPERATIVE BANK |
| Jul 06, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage STONEHAM COOPERATIVE BANK |
| Jan 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Jan 05, 2018 | Quit Claim Deed, Transfer READING COOPERATIVE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2023 · Amount on Record |
| Deed Sale | Jul 06, 2023 · Amount on Record |
| Prior Sale | Jan 05, 2018 · Amount on Record |
| Deed Document Number | 20232220 |
| Deed Book / Page | 41649 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | May 06, 2026 |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 043370-323 |
| Book / Page | 43370 / 323 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20262090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 0000002090, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 43370/323 |
| Instrument | 20262090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040410-321 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 40410/321 |
| Instrument | 20211026002340 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040717-48 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 40717/48 |
| Instrument | 20220210001860 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042736-20 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 42736/20 |
| Instrument | 20250527001810 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jul 06, 2023 |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 041649-234 |
| Book / Page | 41649 / 234 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 20230706002220 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 230706002230 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 230706002230 |
| Name | STONEHAM COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 01, 2030 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38230-220 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 38230/220 |
| Instrument | 20200131002160 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jan 05, 2018 |
| Property Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 36455-430 |
| Book / Page | 36455 / 430 |
| Instrument | 180105004940 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 E MEADOW LN, MIDDLETON, MA 01949-3500 |
| Document Number | 364550432 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 36455/0432 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,428.00 (-0.23%) | $2,222,700 (-1.07%) Land $626,000 Building $1,596,700 | $2,392,480 |
| 2024 | $26,490.00 (+13.03%) | $2,246,800 (+23.38%) Land $642,000 Building $1,604,800 | |
| 2023 | $23,436.00 | $1,821,000 Land $602,000 Building $1,219,000 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 54 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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