32 E Main St, Railroad, PA 17355 Property Records

York County property record for 32 E Main St, Railroad, PA 17355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,373 sqft · built 1886
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$3,152 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81-000-01-0052.00-00000`

Property Details

APN / Parcel Number

Primary APN	`81-000-01-0052.00-00000`
Alternative APNs	`8100000100520000000` `810011800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	6,839 sqft (0.157 acres)
View / Lot	High Traffic Area
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 E MAIN ST
City	RAILROAD
State	PA
Zip	17355-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	YORK PA
Township / Civil Division	RAILROAD
Census Block Group	2
Census Block	2007
Census Tract	23821

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Railroad Borough Historic District listed 1984 · 45 contributing resources · NRIS 84003601

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 E Main St is owned and occupied by an individual who bought it in September 2020.

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32 E MAIN ST, RAILROAD, PA 17355-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 14, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	202043875
Deed Book / Page	2596 / 2064
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	32 E MAIN ST, RAILROAD, PA 17355-9702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037882
Date	Aug 29, 2018
Book Page	2485/3435
Instrument	2018037882

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Sep 14, 2020
Property Address	32 E MAIN ST, RAILROAD, PA 17355-9702
Document Number	0000043875
Book / Page	2596 / 2064
Instrument Date	Sep 9, 2020
Instrument	2020043875
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	CHESAPEAKE SETTLEMENT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 MAIN ST, GETTYSBURG, PA 17325

Mortgage

Document Number	0000043876
Date	Sep 14, 2020
Instrument	2020043876

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 32 E Main St was $3,152.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	Railroad Borough
Unified School District	Southern York County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,152.00	$108,550 Land $27,890 Building $80,660
2024	$2,985.00	$108,550 Land $27,890 Building $80,660
2006			$108,550 Land $27,890 Building $80,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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