32 E Grace St, Bedford, OH 44146 Property Records

Cuyahoga County property record for 32 E Grace St, Bedford, OH 44146 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 1904
Lot Size	0.145 acres (6,336 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jun 2013)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`812-06-033`

Property Details

APN / Parcel Number

Primary APN	`812-06-033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,193 sqft Living Area
1st Floor Area	675 sqft
2nd Floor Area	518 sqft
Basement Area	518 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,336 sqft (0.145 acres)
Lot Dimensions	144 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	32 E GRACE ST
City	BEDFORD
State	OH
Zip	44146-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 EP 365.80FT E OF CL BROADWAY
Legal Subdivision	E OF CL BROADWAY
Legal Lot Number	35
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3021
Census Tract	132100

Owner

Source: Cuyahoga County records · APN 812-06-033

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 21, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 01, 2025	Transfer on Death Deed, Transfer
Jun 24, 2021	Transfer on Death Deed, Transfer
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 06, 2020	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Jun 07, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Jun 05, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2013 · Amount on Record
Deed Sale	Jun 05, 2013 · Amount on Record
Prior Sale	Feb 23, 2009 · Amount on Record
Deed Document Number	201306051039
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Aug 01, 2023
Instrument	202308010061

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E GRACE ST, BEDFORD, OH 44146-2745

Mortgage

Document Number	0000000505
Date	Jul 21, 2025
Instrument	202507210505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 01, 2025
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0000000495
Map Reference	VOL 5654 PG 626
Instrument Date	Dec 01, 2025
Instrument	202512010495
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Investor	Possibly a Property Investor

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 24, 2021
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0000000399
Instrument Date	Jun 23, 2021
Instrument	202106240399
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0011200134
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E GRACE ST BEDFORD OH 441462745, BEDFORD, OH 44146-2745

Mortgage

Document Number	0011200134
Date	Nov 20, 2020
Instrument	11200134

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0003100020
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E GRACE ST BEDFORD OH 441462745, BEDFORD, OH 44146-2745

Mortgage

Document Number	0003100020
Date	Mar 10, 2020
Instrument	3100020

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2050

Interest

Rate	3.75%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0006270448
Instrument Date	Jun 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E GRACE ST BEDFORD OH 441462745, BEDFORD, OH 44146-2745

Mortgage

Document Number	0006270448
Date	Jun 27, 2017
Instrument	6270448

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	32 E GRACE ST, BEDFORD, OH 44146-2745
Document Number	0006260014
Instrument Date	Jun 05, 2017
Transaction Type	Mortgage
Record Updated	Aug 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 E GRACE ST BEDFORD OH 441462745, BEDFORD, OH 44146-2745

Mortgage

Document Number	0006260014
Date	Jun 26, 2017
Instrument	6260014

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00 (+10.02%) Homeowner's exemption	$44,110 (-) Land $9,350 Building $34,760
2024	$3,135.00 (+17.64%) Homeowner's exemption	$44,110 (+50.7%) Land $9,350 Building $34,760	$126,000 (+50.72%) Land $26,700 Building $99,300
2023	$2,665.00 (+7.5%) Homeowner's exemption	$29,270 (-) Land $6,410 Building $22,860
2022	$2,479.00 Homeowner's exemption	$29,270 Land $6,410 Building $22,860
2021			$83,600 Land $18,300 Building $65,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351321003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
PCs for People	Fixed Wireless (licensed-by-rule)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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