Orange County property record for 32 E Division St, Winter Garden, FL 34787 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,615 sqft Living Area |
| Lot Size | 13,978 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2022) |
| Tax Bill | $6,213.00 (2025) |
| Primary APN | 14-22-27-9388-02-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,615 sqft Living Area |
| Gross Area | 2,482 sqft Gross Area |
| 1st Floor | 1,430 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 160 sqft Utility Area |
| Primary Flooring | Parquet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,978 sqft (0.321 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 500 sqft Garage |
| Carport | Carport |
| Carport Area | 500 sqft Carport |
| Porch Area | 392 sqft Porch |
| Storage Building | 288 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 32 E DIVISION ST |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2358 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINTER GARDEN SHORES FIRST ADDITION T/86 LOT 12 BLK B |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | WINTER GARDEN SHORES 1ST ADD |
| Legal Tract | 9388 |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | WINTER GARDEN-OCOEE |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 17401 |
Source: Orange County records · APN 14-22-27-9388-02-120
Assessment roll updated April 30, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 E DIVISION ST, WINTER GARDEN, FL 34787-2358 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Oct 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Deed Doc Number | 2022622999 |
| Prior Transfer Date | May 02, 2007 |
| Prior Transfer Doc | 0000307949 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 06, 2026 |
| Property Address | 32 E DIVISION ST, WINTER GARDEN, FL 34787-2358 |
| Document Number | 0000195232 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026195232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 32 E DIVISION ST, WINTER GARDEN, FL 34787-2358 |
| Document Number | 0000195232, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026195232 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 32 E DIVISION ST, WINTER GARDEN, FL 34787-2358 |
| Document Number | 0000622999 |
| Map Reference | MB T PG 86 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 20220622999 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 E DIVISION ST, 32, WINTER GARDEN, FL 34787-2358 |
| Name | Verified Name |
|---|---|
| Address | 32 E DIVISION ST, OAKLAND, FL 34787-2358 |
| Document Number | 0000623000 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 20220623000 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,234 (+2.7%) | $472,580 (-0.98%) Land $195,000 Building $277,580 | |
| 2025 | $6,213.00 (-8.15%) Homeowner's exemption | $421,844 (+14.34%) | $477,240 (+29.35%) Land $195,000 Building $282,240 |
| 2024 | $6,764.00 (+15.25%) | ||
| 2023 | $5,869.00 (+701.78%) Homeowner's exemption | $368,942 (+224.41%) Land $120,000 Building $248,942 | $368,942 (+11.95%) Land $120,000 Building $248,942 |
| 2022 | $732.00 Homeowner's exemption | $113,728 | $329,553 Land $120,000 Building $209,553 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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