Bergen County and Englewood Cliffs Borough property record for 32 E Bayview Ave, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 4,076 sqft · built 1972 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $920,000 (Apr 2013) |
| Tax Bill | $11,068 (2025) |
| Deeds & Mortgages | Mar 2019 Refinance Nov 2018 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00204-0000-00014 |
| Primary APN | 16-00204-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,076 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Account Number | 018200 |
|---|---|
| Street Address | 32 E BAYVIEW AVE |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 70X100 |
| Legal Subdivision | ENGLEWOOD CLIFFS |
| Legal Block | 204 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 16000 |
32 E Bayview Ave is owned and occupied by two individuals who acquired it in June 2013.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 27, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SPENCER SAVINGS BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2013 · Amount on File |
| Deed Sale | Apr 12, 2013 · Amount on File |
| Deed Document Number | 201340590 |
| Deed Book / Page | 1354 / 527 |
| Last Transfer Date | Jun 3, 2013 |
| Transfer Doc | 0014291853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032090127 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 3209/127 |
| Instrument | 19-019769 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031161078 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 3116/1078 |
| Instrument | 18-083435 |
| Name | SPENCER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036940172 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 3694/172 |
| Instrument | 20-081692 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.34% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.34% |
| Index | Prime Rate |
| Max Rate | 9.34% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 E BAYVIEW AVE, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Document Number | 0037131078 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 E BAYVIEW AVE ENGLEWOOD CLIFFS NJ 076322421, ENGLEWOOD CLIFFS, NJ 07632-2421 |
| Document Number | 0037131078 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 003713/001078 |
| Instrument | 87834 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Sep 16, 2033 |
The 2025 property tax bill for 32 E Bayview Ave was $11,068, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,000 (-) Land $460,000 Building $490,000 | $950,000 (-) Land $460,000 Building $490,000 | |
| 2025 | $11,068.00 (+0.87%) | $950,000 Land $460,000 Building $490,000 | $950,000 Land $460,000 Building $490,000 |
| 2024 | $10,973.00 | ||
| 2023 | $950,000 Land $460,000 Building $490,000 | $950,000 Land $460,000 Building $490,000 | |
| 2022 | $10,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 E Bayview Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 E Bayview Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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