Washington County property record for 32 E Baltimore St, Funkstown, MD 21734
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,730 sqft · built 1800 |
| Lot Size | 0.408 acres (17,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Dec 2022) |
| Tax Bill | $3,137 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-022355 |
| Primary APN | 10-022355 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,730 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,787 sqft (0.408 acres) |
| Lot Dimensions | 231 ft deep x 77 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 360 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 1,190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 022355 |
|---|---|
| Street Address | 32 E BALTIMORE ST |
| City | FUNKSTOWN |
| State | MD |
| Zip | 21734-1158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LOT 1 77.4X231 32 E BALTIMORE ST |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 10, FUNKSTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 11100 |
32 E Baltimore St is owned and occupied by an individual who bought it in December 2022.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 E BALTIMORE ST, FUNKSTOWN, MD 21734-1158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC |
| May 9, 2019 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on File |
| Deed Sale | Dec 20, 2022 · Amount on File |
| Prior Sale | May 9, 2019 · Amount on File |
| Deed Book / Page | 7165 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 20, 2022 |
| Property Address | 32 E BALTIMORE ST, FUNKSTOWN, MD 21734-1158 |
| Document Number | 0071650428 |
| Book / Page | 7165 / 428 |
| Map Reference | MB 5973 PG 230 |
| Instrument Date | Dec 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 E BALTIMORE ST, FUNKSTOWN, MD 21734-1158 |
| Document Number | 0071650432 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 7165-0432 |
| Name | MILLENNIUM FINANCIAL GROUP INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.76% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | 6-Month LIBOR |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 9, 2019 |
| Property Address | 32 E BALTIMORE ST, FUNKSTOWN, MD 21734-1158 |
| Document Number | 0059730230 |
| Book / Page | 005973 / 000230 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | OLDE STONE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 32 E BALTIMORE ST FUNKSTOWN MD 21734, FUNKSTOWN, MD 21734 |
| Document Number | 59730238 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 005973/000238 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2049 |
The 2026 property tax bill for 32 E Baltimore St was $3,137 with a homeowner's exemption, up 5.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Funkstown Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,137.00 (+5.66%) Homeowner's exemption | $412,400 (+14.4%) | $464,300 (-) Land $78,300 Building $386,000 |
| 2025 | $2,969.00 Homeowner's exemption | $360,500 | $464,300 Land $78,300 Building $386,000 |
| 2023 | $2,796.00 Homeowner's exemption | $305,667 | $308,600 Land $78,300 Building $230,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 E Baltimore St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1979–2019) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Jun 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 E Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FUNKSTOWN DISTRIBUTION SYSTEM private · serves 1,300 people · EPA ID MD0210008 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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