32 Duncan Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 32 Duncan Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,704 sqft · built 1948
Lot Size	1.42 acres (61,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Feb 2020)
Tax Bill	$17,478 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03000-0000-00393`

Property Details

APN / Parcel Number

Primary APN	`14-03000-0000-00393`
Alternative APNs	`1400602000000016G` `140300000393`

Interior

Stories	2 Stories
Building Area	3,704 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	61,986 sqft

Location & Zoning

Old Parcel Number	1400602000000016G
Street Address	32 DUNCAN LN
City	WAYNE
State	NJ
Zip	07470-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	3000
Legal Lot Number	393
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2000
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 DUNCAN LN, WAYNE, NJ 07470-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2020	Grant Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	20208071
Deed Book / Page	3752 / 146
Transfer Doc	0368006257
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	32 DUNCAN LN, WAYNE, NJ 07470-2013
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013737
Date	Feb 24, 2021
Book Page	M16875/252
Instrument	2021013737

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 11, 2020
Property Address	32 DUNCAN LN, WAYNE, NJ 07470-2013
Document Number	0000008071
Book / Page	003752 / 000146
Instrument Date	Jan 29, 2020
Instrument	8071
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 DUNCAN LN WAYNE NJ 074702013, WAYNE, NJ 07470-2013

Mortgage

Document Number	8080
Date	Feb 11, 2020
Book Page	016002/000227
Instrument	8080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,800 (+3.91%) Land $141,900 Building $160,900	$302,800 (+3.91%) Land $141,900 Building $160,900
2025	$17,478.00 (+0.87%)	$291,400 (-) Land $141,900 Building $149,500	$291,400 (-) Land $141,900 Building $149,500
2024	$17,327.00 (+5.17%)
2023		$291,400 Land $141,900 Building $149,500	$291,400 Land $141,900 Building $149,500
2022	$16,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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