32 Downer St, Pawcatuck, CT 06379 Property Records

Stonington Town property record for 32 Downer St, Pawcatuck, CT 06379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,181 sqft · built 1870
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2016)
Tax Bill	$3,743 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`STON M:3 B:13 L:15`

Property Details

APN / Parcel Number

Primary APN	`STON M:3 B:13 L:15`
Alternative APNs	`STNG M:3 B:13 L:15` `0342600` `342600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,181 sqft Living Area
Gross Area	2,915 sqft
1st Floor Area	762 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	342600
Street Address	32 DOWNER ST
City	PAWCATUCK
State	CT
Zip	06379-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH-10
Legal Block	13
Legal Lot Number	15
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	2
Census Block	2006
Census Tract	705102

Owner

32 Downer St is owned and occupied by an individual who bought it in August 2016.

Source: Stonington Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 DOWNER ST, PAWCATUCK, CT 06379-1625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2016 · Amount on File
Deed Sale	Aug 29, 2016 · Amount on File
Deed Document Number	2016286515
Deed Book / Page	755 / 396
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	32 DOWNER ST, PAWCATUCK, CT 06379-1625
Document Number	787-231
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DOWNER ST PAWCATUCK CT 063791625, PAWCATUCK, CT 06379-1625

Mortgage

Document Number	787-231
Date	May 3, 2019
Book Page	000787/000231

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 32 Downer St was $3,743, up 5.1% from the year before.

Source: Stonington Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,743.00 (+5.11%)	$179,100 (-) Land $53,000 Building $126,100	$359,158 (+186.48%)
2025	$3,561.00	$179,100 Land $53,000 Building $126,100	$125,370 Land $37,100 Building $88,270
2024	$3,561.00 (+4.37%)
2023	$3,412.00 (-0.2%)	$179,100 (+34.16%) Land $53,000 Building $126,100
2022	$3,419.00	$133,500 Land $49,300 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Downer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Downer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	Mashantucket Pequot Water System
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20