32 Denman Dr, Lake Junaluska, NC 28745 Property Records

Haywood County property record for 32 Denman Dr, Lake Junaluska, NC 28745

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,220 sqft · built 2020
Lot Size	0.664 acres (28,924 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2019)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8616-87-7596`

Property Details

APN / Parcel Number

Primary APN	`8616-87-7596`
Alternative APN	`259745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,220 sqft Heated Area
Gross Area	3,904 sqft
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	28,924 sqft (0.664 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	259745
Street Address	32 DENMAN DR
City	LAKE JUNALUSKA
State	NC
Zip	28745-8732
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	#93 SECT 5 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Unit	93
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	1
Census Block	1060
Census Tract	920602

Owner

32 Denman Dr, a residential property, is owned and occupied by an individual who bought it in October 2019.

Source: Haywood County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 DENMAN DR, LAKE JUNALUSKA, NC 28745-8732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 12, 2020	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Deed Document Number	20199525
Deed Book / Page	983 / 1473
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	32 DENMAN DR, LAKE JUNALUSKA, NC 28745-8732
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010261468
Date	Apr 6, 2021
Book Page	1026/1468
Instrument	2021004074

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	WATERBURY, CT 06701

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAYWOOD NC
Property Address	32 DENMAN DR, LAKE JUNALUSKA, NC 28745-8732
Document Number	0020580539
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DENMAN DR LAKE JUNALUSKA NC 28745, LAKE JUNALUSKA, NC 28745

Mortgage

Document Number	0020580539
Date	Aug 7, 2020
Book Page	002058/000539
Instrument	7534

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 16, 2019
Property Address	32 DENMAN DR, LAKE JUNALUSKA, NC 28745-8732
Document Number	0009831473
Book / Page	983 / 1473
Map Reference	CAB C SL 4510
Instrument Date	Oct 9, 2019
Instrument	2019009525
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 HENDERSONVILLE RD APT D14, D14, ASHEVILLE, NC 28803-3223

Mortgage

Document Number	0009831476
Date	Oct 16, 2019
Instrument	983/1476

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Denman Dr was $2,814.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,500 (-) Land $60,300 Building $361,200
2025	$2,814.00	$421,500 Land $60,300 Building $361,200	$421,500 Land $60,300 Building $361,200
2023		$412,500 Land $60,300 Building $352,200	$412,500 Land $60,300 Building $352,200
2021			$412,500 Land $60,300 Building $352,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Denman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Denman Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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