32 Cypress Pl, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 32 Cypress Pl, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details3,486 sqft · built 2021
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$800,000 (Oct 2021)
Tax Bill$36,373 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Mar 2021 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-00131-0000-00016

Property Details

APN / Parcel Number

Primary APN09-00131-0000-00016
Alternative APN
  • 090013100016

Interior

Building Area3,486 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Street Address32 CYPRESS PL
CityDEMAREST
StateNJ
Zip07627-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal Description0.260AC
Legal SubdivisionHILLCREST MANOR REALTY & DEVEL
Legal Block131
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group1
Census Block1002
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 CYPRESS PL, DEMAREST, NJ 07627-2723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Mar 25, 2021Deed, Construction Loan · Construction Mortgage
VAST BANK NA
Jun 5, 2017Deed of Trust, Mortgage · Line of Credit
M&T BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleMar 25, 2021 · Amount on Record
Deed Document Number2021160136
Deed Book / Page4425 / 1101
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 22, 2021
Property Address32 CYPRESS PL, DEMAREST, NJ 07627-2723
Document Number0044251101
Book / Page4425 / 1101
Instrument DateAug 3, 2021
Instrument2021160136
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanySUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$7,305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 CYPRESS PL, 32, DEMAREST, NJ 07627-2723

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CYPRESS PL, DEMAREST, NJ 07627-2723

Mortgage

Document Number2021160137
DateOct 22, 2021
Instrument2021160137
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

March 2021: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateMar 25, 2021
Property Address32 CYPRESS PL, DEMAREST, NJ 07627-2723
Document Number0040361761
Book / Page4036 / 1761
Instrument DateNov 24, 2020
Instrument2021043550
Transaction TypeConstruction Loan
Record UpdatedJul 11, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 CYPRESS PL, DEMAREST, NJ 07627-2723

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CYPRESS PLACE, DEMAREST, SC

Mortgage

Document Number2021043551
DateMar 25, 2021
Instrument2021043551
Lender
NameVAST BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address32 CYPRESS PL, DEMAREST, NJ 07627-2723
Document Number0026480400
Book / Page002648 / 000400
Instrument DateJun 5, 2017
Transaction TypeMortgage
Record UpdatedJul 4, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CYPRESS PL DEMAREST NJ 076272723, DEMAREST, NJ 07627-2723

Mortgage

Document Number0026480400
DateJun 23, 2017
Book Page002648/000400
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.64%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,015,100 (-) Land $597,600 Building $1,417,500$2,015,100 (-) Land $597,600 Building $1,417,500
2025$36,373.00 (-2.06%)$2,015,100 (+65.87%) Land $597,600 Building $1,417,500$2,015,100 (+65.87%) Land $597,600 Building $1,417,500
2024$37,139.00 (+7.68%)
2023$1,214,900 (+179.8%) Land $337,000 Building $877,900$1,214,900 (+179.8%) Land $337,000 Building $877,900
2022$34,491.00 (+186.88%)$434,200 Land $337,000 Building $97,200$434,200 Land $337,000 Building $97,200
2021$12,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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