32 Cutts Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 32 Cutts Ave, Saco, ME 04072

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4 ba · 3,216 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$145,200 (Jan 2009)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Z0462R`

Property Details

APN / Parcel Number

Primary APN	`Z0462R`
Alternative APNs	`SACO M:038 L:108 U:000-000` `M:038 L:108 U:000=000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	6,656 sqft
1st Floor Area	1,696 sqft
Attic	Attic
Attic Area	1,520 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0462R
Street Address	32 CUTTS AVE
City	SACO
State	ME
Zip	04072-2789
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	D
Legal Lot Number	108
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3007
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 CUTTS AVE, SACO, ME 04072-2789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust TOWN COUNTRY FEDERAL CREDIT UNION
Jul 26, 2018	Deed of Trust, Mortgage TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2009 · Amount on Record
Deed Sale	Jan 13, 2009 · Amount on Record
Deed Book / Page	15544 / 0623
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	May 27, 2026
Property Address	32 CUTTS AVE, SACO, ME 04072-2789
Document Number	0199110730
Book / Page	19911 / 730
Instrument Date	May 15, 2026
Instrument	202617728
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CUTTS AVE, SACO, ME 04072-2789

Mortgage

Document Number	0000017728,
Date	May 27, 2026
Book Page	19911/730
Instrument	202617728

Lender

Name	TOWN COUNTRY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	32 CUTTS AVE, SACO, ME 04072-2789
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177620680
Date	Jul 26, 2018
Book Page	17762/0680
Instrument	2018029363

Lender

Name	TOWN & COUNTRY FCU

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Aug 10, 2025

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,325.00 (+1.03%)	$304,600 (-0.03%) Land $138,200 Building $166,400
2024	$4,281.00 (+5.06%)	$304,700 (+37.07%) Land $138,200 Building $166,500
2022	$4,075.00	$222,300 Land $105,300 Building $117,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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