32 Crystal St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 32 Crystal St, Worcester, MA 01603

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,990 sqft · built 1890
Lot Size	0.317 acres (13,816 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2019)
Tax Bill	$11,001 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-010-0000B`

Property Details

APN / Parcel Number

Primary APN	`7-010-0000B`
Alternative APN	`WORC M:07 B:010 L:0000B`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,990 sqft Living Area
Gross Area	5,846 sqft
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,816 sqft (0.317 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	7-010-0000B
Street Address	32 CRYSTAL ST
City	WORCESTER
State	MA
Zip	01603-2601
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	10
Legal Lot Number	B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Crystal Street Historic District listed 1990 · 3 contributing resources · NRIS 89002379

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Crystal St, a triplex, is owned and occupied by two individuals who bought it in August 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 CRYSTAL ST, WORCESTER, MA 01603-2601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Aug 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	201989158
Deed Book / Page	60980 / 276
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	0000089158
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 CRYSTAL ST, WORCESTER, MA 01603-2601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072629-158
Date	Oct 3, 2025
Book Page	72629/158
Instrument	85499

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 CRYSTAL ST, WORCESTER, MA 01603-2601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068477-247
Date	Nov 14, 2022
Book Page	68477/247
Instrument	121710

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 30, 2019
Property Address	32 CRYSTAL ST, WORCESTER, MA 01603-2601
Document Number	60980-276
Book / Page	60980 / 276
Instrument Date	Aug 29, 2019
Instrument	89158
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CRYSTAL ST, WORCESTER, MA 01603-2601

Mortgage

Document Number	89159
Date	Aug 30, 2019
Instrument	89159

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Crystal St was $11,001, up 3.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,001.00 (+3.44%)	$828,400 (+2.74%) Land $104,900 Building $723,500
2025	$10,635.00	$806,300 Land $98,700 Building $707,600
2023	$9,371.00	$653,500 Land $85,800 Building $567,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Crystal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Crystal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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