32 Cross St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 32 Cross St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1830
Lot Size	0.48 acres (20,908 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2022)
Tax Bill	$4,955 (2026)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:14 L:27`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:14 L:27`
Alternative APN	`M:329014 B:00027 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,982 sqft Living Area
Gross Area	4,169 sqft
Basement Area	1,151 sqft
Unfinished Basement	1,151 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,908 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 CROSS ST
City	WESTFIELD
State	MA
Zip	01085-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	27
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3001
Census Tract	812702

Owner

32 Cross St is owned and occupied by an individual who bought it in December 2022.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 CROSS ST, WESTFIELD, MA 01085-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Prior Sale	Jun 2, 2008
Deed Document Number	202271561
Deed Book / Page	24832 / 505
Prior Transfer Date	Dec 2, 2022
Prior Transfer Doc	024832-505
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Dec 8, 2022
Property Address	32 CROSS ST, WESTFIELD, MA 01085-3808
Document Number	024832-505
Book / Page	24832 / 505
Instrument Date	Dec 2, 2022
Instrument	71561
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 ELM ST APT 2L, 2L, NORTHAMPTON, MA 01060-2852

Tax Assessment & Valuation

The 2026 property tax bill for 32 Cross St was $4,955, up 11.4% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,955.00 (+11.4%)	$331,900 (+13.28%) Land $97,000 Building $234,900	$332,313 (+10.98%)
2025	$4,448.00	$293,000 Land $101,400 Building $191,600	$299,440 (+13.22%)
2024			$264,480
2023	$4,084.00	$240,500 Land $87,800 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Cross St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20