32 Cresthaven Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 32 Cresthaven Dr, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,530 sqft · built 1997
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Dec 2021)
Tax Bill	$2,917 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-072843`

Property Details

APN / Parcel Number

Primary APN	`03-072843`
Alternative APN	`072843`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,530 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	072843
Street Address	32 CRESTHAVEN DR
City	BERLIN
State	MD
Zip	21811-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-09-654 9750 SQ FT CREST HAVEN DR PL OCEAN PINES SEC 9
Legal Subdivision	OCEAN PINES SEC 09
Legal Lot Number	654
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1007
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	32 CRESTHAVEN DR, BERLIN, MD 21811-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 18, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Aug 25, 2020	Grant Deed, Transfer OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Book / Page	8273 / 28
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 29, 2021
Property Address	32 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Document Number	0082730028
Book / Page	8273 / 28
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	32 CRESTJAVEM DRIVE, BERLIN, MD 21811-1903

Mortgage

Document Number	0000827336
Date	Dec 29, 2021
Instrument	8273/36

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 18, 2020
Property Address	32 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Document Number	0078770499
Book / Page	7877 / 499
Map Reference	MB FWH 13 FO 19
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	32 CRESTHAVEN DR, BERLIN, MD 21811-1903

Mortgage

Document Number	0007877504
Date	Dec 18, 2020
Instrument	7877/504

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 25, 2020
Property Address	32 CRESTHAVEN DR, OCEAN PINES, MD 21811-1903
Document Number	0077510001
Book / Page	007751 / 000001
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10521 SUSSEX RD OCEAN CITY MD 218429149, OCEAN CITY, MD 21842-9149

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,917.00 (+8.64%)	$316,033 (+27.72%)	$341,100 (+28.28%) Land $93,500 Building $247,600
2025	$2,685.00 (+13.43%)
2023	$2,367.00	$247,433	$265,900 Land $79,500 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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