32 Covington Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 32 Covington Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,403 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2026)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7016-00110-0160`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7016-00110-0160`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	3,237 sqft
1st Floor Area	2,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	1,106 sqft
Pool Area	200 sqft
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 COVINGTON LN
City	PALM COAST
State	FL
Zip	32137-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 16 BLOCK 00011 LOT 0016 SUBDIVISION COMPLETION YEAR 1980 OR 284 PG 683 OR 316 PG 654 OR 384 PG 412 OR 669 PG 1914 1088 PG 1264 OR 2160/142
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	11
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2001
Census Tract	60104

Owner

Source: Flagler County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 COVINGTON LN, PALM COAST, FL 32137-9017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	202611962
Deed Book / Page	3040 / 1
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 23, 2026
Property Address	32 COVINGTON LN, PALM COAST, FL 32137-9017
Document Number	0030400001
Book / Page	3040 / 1
Map Reference	MB 6 PG 81-86
Instrument Date	Mar 19, 2026
Instrument	2026011962
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 BREWSTER LN, PALM COAST, FL 32137-8745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COVINGTON LN, PALM COAST, FL 32137-9017

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,305.00 (+2.4%) Homeowner's exemption	$280,033 (+5.99%)	$453,095 (+10.19%) Land $70,000 Building $383,095
2024	$4,204.00 (+2.46%)
2023	$4,103.00 (+0.86%) Homeowner's exemption	$264,214 (+3%)	$411,201 (+0.1%) Land $60,000 Building $351,201
2022	$4,068.00 Homeowner's exemption	$256,518	$410,784 Land $68,000 Building $342,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	21 (2001–2024)
Claims Outside the SFHA	18 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20