Middlesex County and Billerica Town property record for 32 Concord Rd, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,504 sqft · built 2020 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $745,000 (Jun 2021) |
| Tax Bill | $9,813 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0061 B:0037 L:0 |
| Primary APN | BILL M:0061 B:0037 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 3,388 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,248 sqft (0.327 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 32 CONCORD RD |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Block | 37 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 316102 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CONCORD RD, BILLERICA, MA 01821-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Aug 3, 2020 | Quit Claim Deed, Construction Loan · Construction Mortgage ENTERPRISE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Prior Sale | Aug 3, 2020 · Amount on Record |
| Deed Book / Page | 35827 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Jun 2, 2021 |
| Property Address | 32 CONCORD RD, BILLERICA, MA 01821-2502 |
| Document Number | 035827-223 |
| Book / Page | 35827 / 223 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 32666 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 CONCORD RD, BILLERICA, MA 01821-2502 |
| Document Number | 0000032667 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 32667 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Aug 3, 2020 |
| Property Address | 32 CONCORD RD, BILLERICA, MA 01821-2502 |
| Document Number | 34447-85 |
| Book / Page | 34447 / 85 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 35773 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 CONCORD RD, CHELMSFORD, MA 01824-4630 |
| Document Number | 35950 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 35950 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,813.00 (+3.16%) | $845,200 (+1.03%) Land $291,700 Building $553,500 | $814,245 (-) |
| 2025 | $9,512.00 (+4.82%) | $836,600 (+4.08%) Land $283,100 Building $553,500 | $814,245 (-3.84%) |
| 2024 | $9,075.00 (+4.53%) | $803,800 (+9.9%) Land $256,100 Building $547,700 | $846,735 |
| 2023 | $8,682.00 | $731,400 Land $217,100 Building $514,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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