Cook County property record for 32 Commons Dr, Palos Park, IL 60464
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,827 sqft · built 1980 |
| Lot Size | 0.09 acres (3,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2017) |
| Tax Bill | $6,796 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-201-077 |
| Primary APN | 23-26-201-077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,827 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,928 sqft (0.09 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 32 COMMONS DR |
|---|---|
| City | PALOS PARK |
| State | IL |
| Zip | 60464-1298 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | THE (COMMONS) OF (PALOS) PARK (PHASE2) SUB OF PT OF S H NE SEC 26-37-12 |
| Legal Range | 12E |
| Legal Township | 37N |
| Legal Section | 26 |
| Legal Subdivision | COMMONS OF PALOS PARK PHASE2 |
| Legal Phase | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALOS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 823903 |
32 Commons Dr, a townhouse, is owned and occupied by an individual who bought it in October 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Aug 10, 2021 | Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAMILY CU |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L |
| Oct 26, 2017 | Grant Deed, Transfer · Conventional Mortgage VAN DYK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on File |
| Deed Sale | Oct 26, 2017 · Amount on File |
| Prior Sale | Dec 12, 2003 · Amount on File |
| Deed Document Number | 20171104 |
| Prior Transfer Date | Jul 26, 1998 |
| Prior Transfer Doc | 0000000535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Document Number | 0032130023 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2532130023 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Document Number | 0022201247 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2122201247 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Document Number | 2019821277 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 COMMONS DR PALOS PARK IL 604641298, PALOS PARK, IL 60464-1298 |
| Document Number | 2019821277 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 19821277 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Rate | 2.62% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 26, 2017 |
| Property Address | 32 COMMONS DR, PALOS PARK, IL 60464-1298 |
| Document Number | 1729901104 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 29901104 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9226 KELLY CT ORLAND PARK IL 60467, ORLAND PARK, IL 60467 |
| Document Number | 1729901105 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 29901105 |
| Name | VAN DYK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palos Township |
| Municipality | Palos Park Village |
| Secondary School District | Consolidated High School District 230 (09 - 12) |
| Elementary School District | Palos Community Consolidated School District 118 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,000 Land $1,473 Building $29,527 | $310,000 Land $14,730 Building $295,270 | |
| 2023 | $6,796.00 (+2.55%) | ||
| 2022 | $6,627.00 (+7.41%) Homeowner's exemption | $25,441 (-) Land $4,615 Building $20,826 | $254,410 (-) Land $46,150 Building $208,260 |
| 2021 | $6,170.00 Homeowner's exemption | $25,441 Land $4,615 Building $20,826 | $254,410 Land $46,150 Building $208,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Commons Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Commons Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH PALOS TWSP SANITARY DIST serves 2,800 people · EPA ID IL0310140 |
|---|---|
| Water Source | Purchased surface water from PALOS HEIGHTS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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