32 Cole St, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 32 Cole St, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,696 sqft · built 1963
Lot Size0.375 acres (16,335 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Jun 2022)
Tax Bill$12,248 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN14-03405-0000-00001

Property Details

APN / Parcel Number

Primary APN14-03405-0000-00001
Alternative APNs
  • 1400618000000010A
  • 140340500001

Interior

Building Area2,696 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBi-Level
Lot Area16,335 sqft (0.375 acres)

Location & Zoning

Old Parcel Number1400618000000010A
Street Address32 COLE ST
CityWAYNE
StateNJ
Zip07470-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3405
Legal Lot Number1
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group4
Census Block4004
Census Tract246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 COLE ST, WAYNE, NJ 07470-6307
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleSep 21, 1993 · Amount on Record
Deed Document Number202231455
Deed Book / Page4332 / 109
Prior Transfer DateMay 31, 2000
Prior Transfer Doc0000164460
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateJun 15, 2022
Property Address32 COLE ST, WAYNE, NJ 07470-6307
Document Number0000031455
Book / PageD4332 / 109
Instrument DateMay 9, 2022
Instrument2022031455
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyTWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address125 MOUNTAIN AVE, POMPTON PLAINS, NJ 07444-1017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address32 COLE ST, WAYNE, NJ 07470-6307
InvestorPossibly a Property Investor

Mortgage

Document Number0000031456
DateJun 15, 2022
Instrument2022031456
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,200 (-) Land $71,000 Building $133,200$204,200 (-) Land $71,000 Building $133,200
2025$12,248.00 (+0.88%)$204,200 (-) Land $71,000 Building $133,200$204,200 (-) Land $71,000 Building $133,200
2024$12,141.00 (+5.16%)
2023$204,200 Land $71,000 Building $133,200$204,200 Land $71,000 Building $133,200
2022$11,545.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 72 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies78 units insured
incl. 6 condo units
Nearby Flood Claims471 (1978–2024)
Claims Outside the SFHA21 of 471
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 119 claims
  • Severe Storms And Flooding, Mar 2010 · 99 claims
  • Coastal Storms & Flooding, Apr 1984 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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