32 Cold Stream Dr, Lancaster, PA 17603 Property Records

Lancaster County property record for 32 Cold Stream Dr, Lancaster, PA 17603

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,800 (Nov 2020)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-83677-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-83677-0-0000`
Alternative APN	`34014J2 11 69`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	432 sqft
Unfinished Basement	432 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 COLD STREAM DR
City	LANCASTER
State	PA
Zip	17603-6467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	32 COLD STREAM DR
Legal Subdivision	GABLE PARK WOODS SEC 05
Legal Lot Number	69
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1007
Census Tract	13505

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 COLD STREAM DR, LANCASTER, PA 17603-6467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Nov 12, 2020	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	20206559584
Prior Transfer Date	Aug 7, 2007
Prior Transfer Doc	0005643723
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 COLD STREAM DR, LANCASTER, PA 17603-6467
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006770668
Date	Jan 31, 2024
Instrument	6770668

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 12, 2020
Property Address	32 COLD STREAM DR, LANCASTER, PA 17603-6467
Document Number	0006559584
Map Reference	DR F-1
Instrument Date	Nov 2, 2020
Instrument	6559584
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COLD STREAM DR, LANCASTER, PA 17603-6467

Mortgage

Document Number	0006559585
Date	Nov 12, 2020
Instrument	6559585

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	32 COLD STREAM DR, LANCASTER, PA 17603-6467
Document Number	0006356800
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COLD STREAM DR LANCASTER PA 176036467, LANCASTER, PA 17603-6467

Mortgage

Document Number	0006356800
Date	Sep 21, 2017
Instrument	6356800

Lender

Name	BRANCH BK&TR
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (-) Land $30,600 Building $72,600	$103,200 (-) Land $30,600 Building $72,600
2025	$3,019.00 (+1.44%)
2024	$2,976.00	$103,200 Land $30,600 Building $72,600
2018			$103,200 Land $30,600 Building $72,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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