32 Coho Ln, McCall, ID 83638 Property Records

Valley County property record for 32 Coho Ln, McCall, ID 83638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,772 sqft · built 2006
Lot Size	1.65 acres (72,297 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jun 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP004190000400`

Property Details

APN / Parcel Number

Primary APN	`RP004190000400`
Alternative APN	`740970`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	2,088 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,297 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	32 COHO LN
City	MCCALL
State	ID
Zip	83638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COHO ESTATES SUBDIVISION LOT 40
Legal Subdivision	COHO ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	40
Jurisdiction	VALLEY ID
Township / Civil Division	MCCALL
Census Block Group	2
Census Block	2133
Census Tract	970302

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 274, DONNELLY, ID 83615-0274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 1, 2018	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 29, 2017	Warranty Deed, Transfer AMERITITLE CASCADE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017
Deed Sale	Sep 29, 2017
Prior Sale	Feb 5, 2010
Deed Document Number	2017409071
Prior Transfer Date	Jan 8, 2007
Prior Transfer Doc	0000317606
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	32 COHO LN, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COBO LN, MCCALL, ID 83638

Mortgage

Document Number	439807
Date	Apr 30, 2021
Instrument	439807

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	906 Months
Due	Oct 25, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	32 COHO LN, MCCALL, ID 83638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413800
Date	Jun 1, 2018
Instrument	413800

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Oct 25, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Sep 29, 2017
Property Address	32 COHO LN, MCCALL, ID 83638
Document Number	409071
Instrument Date	Sep 21, 2017
Instrument	409071
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMERITITLE CASCADE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1667 JOHNSON CREEK RD, CASCADE, ID 83611-6002

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	McCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$907,158 (+0.14%) Land $193,139 Building $714,019	$907,158 (+0.14%) Land $193,139 Building $714,019
2025	$1,884.00 (+11.08%) Homeowner's exemption	$905,911 (-2.47%) Land $211,879 Building $694,032	$905,911 (-2.47%) Land $211,879 Building $694,032
2023	$1,696.00 (-19.58%) Homeowner's exemption	$928,854 Land $194,879 Building $733,975	$928,854 Land $194,879 Building $733,975
2022	$2,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · lower than 67% of Idaho
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cambridge Telephone Company Fixed Wireless	25 / 5
Ziply Fiber DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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