Oswego County and West Monroe Town property record for 32 Coblesub Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 2010 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Nov 2025) |
| Tax Bill | $9,144 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 356000 307.12-01-04 |
| Primary APN | 356000 307.12-01-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 560 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 1,072 ft deep x 50 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 COBLESUB RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WH |
| Legal Description | LOT 134 001-091-000 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | WEST MONROE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20704 |
Source: Oswego County and West Monroe Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 S FRANKLIN ST # 214, 214, SYRACUSE, NY 13202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 17, 2025 | Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYSIDE FCU |
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 2025R2025010314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 17, 2025 |
| Property Address | 32 COBLESUB RD, CENTRAL SQUARE, NY 13036-2198 |
| Document Number | 0000000314 |
| Instrument Date | Oct 29, 2025 |
| Instrument | R-2025-010314 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 COBLESUB RD, CENTRAL SQUARE, NY 13036-2198 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 429 S FRANKLIN ST # 214, 214, SYRACUSE, NY 13202 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 32 COBLESUB RD, CENTRAL SQUARE, NY 13036-2198 |
| Document Number | 0000003816 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 COBLESUB RD CENTRAL SQUARE NY 130362198, CENTRAL SQUARE, NY 13036-2198 |
| Document Number | 0000003816 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 3816 |
| Name | COUNTRYSIDE FCU |
|---|---|
| Type | Credit Union |
| Address | EAST SYRACUSE, NY 13057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 32 COBLESUB RD, CENTRAL SQUARE, NY 13036-2198 |
| Document Number | 0000005722 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 COBLESUB RD CENTRAL SQUARE NY 130362198, CENTRAL SQUARE, NY 13036-2198 |
| Document Number | 0000005722 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 5722 |
| Name | COUNTRYSIDE FCU |
|---|---|
| Type | Credit Union |
| Address | EAST SYRACUSE, NY 13057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oswego County and West Monroe Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | West Monroe Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,144.00 Homeowner's exemption | ||
| 2025 | $370,000 (+2.89%) Land $123,000 Building $247,000 | $370,000 (+2.89%) Land $123,000 Building $247,000 | |
| 2024 | Homeowner's exemption | $359,600 (+16%) Land $123,000 Building $236,600 | $359,600 (+16%) Land $123,000 Building $236,600 |
| 2023 | $310,000 Land $106,000 Building $204,000 | $310,000 Land $106,000 Building $204,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 373.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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