Cherokee County property record for 32 Co Rd 653, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,980 sqft · built 1991 |
| Lot Size | 27 acres (1,176,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,555 (Apr 2020) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-12-0-001-003.000 |
| Primary APN | 13-18-01-12-0-001-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,176,120 sqft (27 acres) |
| Porch | Slab |
| Porch Area | 919 sqft |
| Deck Area | Deck Area |
| Account Number | 10303 |
|---|---|
| Street Address | 32 COUNTY ROAD 653 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT LOT 4 THRU 12 BLK A SANDY CREEK FARM 11/5 |
| Legal Range | 10E |
| Legal Township | 11S |
| Legal Section | 12 |
| Legal Subdivision | SANDY CREEK FARM SD |
| Legal Block | A |
| Legal Lot Number | 4-12 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 956102 |
Source: Cherokee County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 COUNTY ROAD 653, CENTRE, AL 35960-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Apr 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTHERN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Prior Sale | Apr 8, 2010 |
| Deed Document Number | 2020211789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 32 COUNTY ROAD 653, CENTRE, AL 35960-3501 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000216285 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 216285 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 22, 2020 |
| Property Address | 32 COUNTY ROAD 653, CENTRE, AL 35960-3501 |
| Document Number | 0000211789 |
| Map Reference | DOC 171566 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 211789 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 770 COUNTY ROAD 14, PIEDMONT, AL 36272-4536 |
| Name | Verified Name |
|---|---|
| Address | 5800 COUNTY ROAD 16, CENTRE, AL 35960-3831 |
| Investor | Possibly a Property Investor |
| Document Number | 0000211790 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 211790 |
| Name | FIRST SOUTHERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,680 (-55.81%) Land $10,100 Building $4,580 | $353,400 (+6.41%) Land $101,000 Building $252,400 | |
| 2023 | Additional exemption filed | $33,220 | $332,100 Land $91,800 Building $240,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 87% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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