Windsor Town property record for 32 Clover St, Windsor, CT 06095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 974 sqft · built 1946 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,000 (Jul 2023) |
| Tax Bill | $4,708 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1642.00 |
| Primary APN | 1642.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| Gross Area | 2,327 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1642.00 |
|---|---|
| Street Address | 32 CLOVER ST |
| City | WINDSOR |
| State | CT |
| Zip | 06095-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 33 |
| Legal Lot Number | 41 |
| Jurisdiction | WINDSOR CT |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 473700 |
Source: Windsor Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CLOVER ST, WINDSOR, CT 06095-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2024 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS |
| Jul 24, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage VETERANS UNITED HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Prior Sale | May 27, 2008 · Amount on Record |
| Deed Document Number | 20232175 |
| Deed Book / Page | 1953 / 550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINDSOR CT |
| Property Address | 32 CLOVER ST, WINDSOR, CT 06095-3707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001971-708 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 1971/708 |
| Instrument | 2024-03062 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINDSOR CT |
| Recording Date | Jul 24, 2023 |
| Property Address | 32 CLOVER ST, WINDSOR, CT 06095-3707 |
| Document Number | 001953-550 |
| Book / Page | 1953 / 550 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-02175 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0202302176 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 2023-02176 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Windsor Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Windsor Town |
| Unified School District | Windsor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $165,480 (-) Land $45,360 Building $120,120 | $115,836 Land $31,752 Building $84,084 | |
| 2024 | $4,708.00 (-6.16%) | $165,480 (+86.29%) Land $45,360 Building $120,120 | |
| 2023 | $5,017.00 (+69.78%) | $88,830 (-) Land $32,480 Building $56,350 | |
| 2022 | $2,955.00 | $88,830 Land $32,480 Building $56,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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