32 Clement Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 32 Clement Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	952 sqft
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Jul 2020)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U21 L:0012`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U21 L:0012`
Alternative APN	`2020`

Interior

Stories	1 Story
Building Area	952 sqft Living Area

Exterior

Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Account Number	2020
Street Address	32 CLEMENT RD
City	NAPLES
State	ME
Zip	04055-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	14001

Owner

Source: Cumberland County and Naples Town records · APN NAPL M:U21 L:0012

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 CLEMENT RD, NAPLES, ME 04055-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer MORTGAGE NTWK
Sep 15, 2017	Intrafamily Transfer, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	202042570
Deed Book / Page	36971 / 200
Transfer Doc	0343140105
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Jul 27, 2020
Property Address	32 CLEMENT RD, NAPLES, ME 04055-3601
Document Number	0369710200
Book / Page	036971 / 000200
Instrument Date	Jul 23, 2020
Instrument	42570
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$1,056.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 BISBEE TOWN RD WATERFORD ME 040883219, WATERFORD, ME 04088-3219

Mortgage

Document Number	369710202
Date	Jul 27, 2020
Book Page	036971/000202
Instrument	42571

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPLES ME
Recording Date	Sep 15, 2017
Property Address	32 CLEMENT RD, NAPLES, ME 04055-3601
Document Number	0343140103
Book / Page	34314 / 0103
Instrument	000000046885
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046886
Date	Sep 15, 2017
Instrument	000000046886

Lender

Name	UNITED WHOLESALE MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2047

Tax Assessment & Valuation

Source: Cumberland County and Naples Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,880.00 (+3.87%)	$197,867 (-) Land $68,096 Building $129,771
2023	$1,810.00 (+10.91%)	$197,867 (-) Land $68,096 Building $129,771
2022	$1,632.00	$197,867 Land $68,096 Building $129,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050140011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 32 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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