32 Clay Ct, Chapin, SC 29036 Property Records

Lexington County property record for 32 Clay Ct, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,035 sqft · built 2007
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$356,900 (Aug 2019)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001200-03-019`

Property Details

APN / Parcel Number

Primary APN	`001200-03-019`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,035 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	32 CLAY CT
City	CHAPIN
State	SC
Zip	29036-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	FORTY LOVE POINT PH III LOT 9
Legal Subdivision	FORTY LOVE POINT SUBDIVSION
Legal Lot Number	9
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1000
Census Tract	21207

Owner

32 Clay Ct is owned and occupied by an individual who bought it in August 2019.

Source: Lexington County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	32 CLAY CT, CHAPIN, SC 29036-9165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SC STATE FCU
Aug 16, 2019	Special Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Jan 22, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	201936419
Deed Book / Page	20830 / 2951
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	32 CLAY CT, CHAPIN, SC 29036-9165
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2083503175
Date	Sep 18, 2019
Book Page	20835/3175
Instrument	2019042243

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	32 CLAY CT, CHAPIN, SC 29036-9165
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2094801802
Date	Jun 21, 2021
Book Page	20948/1802
Instrument	2021033488

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 2, 2051

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Aug 16, 2019
Property Address	32 CLAY CT, CHAPIN, SC 29036-9165
Document Number	2083002951
Book / Page	20830 / 2951
Map Reference	SL 684 PG 2&3
Instrument Date	Jul 17, 2019
Instrument	2019036419
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 ESPERANZA XING, 2900, AUSTIN, TX 78758-3658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CLAY CT, CHAPIN, SC 29036-9165

Mortgage

Document Number	2019036420
Date	Aug 16, 2019
Instrument	2019036420

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jan 22, 2019
Property Address	32 CLAY CT, CHAPIN, SC 29036-9165
Document Number	2054900059
Book / Page	020549 / 000059
Instrument Date	Jan 11, 2019
Instrument	2973
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,498.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

The 2025 property tax bill for 32 Clay Ct was $3,038, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (+7.69%)
2024	$2,821.00 (+0.86%)	$18,443 (-) Land $2,200 Building $16,243	$461,071 (-) Land $55,000 Building $406,071
2023	$2,797.00	$18,443 Land $2,200 Building $16,243	$461,071 Land $55,000 Building $406,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Clay Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Clay Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC INDIAN FORK-40 LOVE (3250066) private · serves 615 people · EPA ID SC3250066
Water Source	Purchased surface water from CITY OF COLUMBIA
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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