Middlesex County and Edison Township property record for 32 Cinder Rd, Unit 20, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 2017 |
| Lot Size | 0.025 acres (1,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Oct 2023) |
| Tax Bill | $12,765 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00643-30-00015-23-C0020 |
| Primary APN | 05-00643-30-00015-23-C0020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,680 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,087 sqft (0.025 acres) |
| Street Address | 32 CINDER RD, 20 |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Subdivision | CINDER VILLAGE II |
| Legal Block | 643.3 |
| Legal Lot Number | 15.23 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1418 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 CINDER RD, 20, EDISON, NJ 08820-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed, Transfer · Conventional Mortgage FINANCIAL RESOURCES FCU |
| Jul 22, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2023 · Amount on Record |
| Deed Sale | Oct 27, 2023 · Amount on Record |
| Prior Sale | Jul 22, 2021 · Amount on Record |
| Deed Document Number | 202364033 |
| Deed Book / Page | 19331 / 770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 27, 2023 |
| Property Address | 32 CINDER RD UNIT 20, 20, EDISON, NJ 08820-3434 |
| Document Number | 0000064033 |
| Book / Page | 19331 / 770 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023064033 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3510 171ST ST SW, LYNNWOOD, WA 98037-9100 |
| Name | Verified Name |
|---|---|
| Address | 32 CINDER RD UNIT 20, 20, EDISON, NJ 08820-3434 |
| Document Number | 0000064034 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023064034 |
| Name | FINANCIAL RESOURCES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Max Rate | 11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 22, 2021 |
| Property Address | 32 CINDER RD UNIT 20, 20, EDISON, NJ 08820-3434 |
| Document Number | 0000094345 |
| Book / Page | 18548 / 435 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021094345 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | NOT AVAILABLE, CTG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 MONICA WAY, 65, MONMOUTH JUNCTION, NJ 08852-2689 |
| Name | Verified Name |
|---|---|
| Address | 32 CINDER RD UNIT 20, 20, EDISON, NJ 08820-3434 |
| Document Number | 0000094346 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021094346 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,500 (-) Land $100,000 Building $114,500 | $214,500 (-) Land $100,000 Building $114,500 | |
| 2025 | $12,765.00 (-0.03%) | $214,500 (-) Land $100,000 Building $114,500 | $214,500 (-) Land $100,000 Building $114,500 |
| 2024 | $12,769.00 (+0.51%) | ||
| 2023 | $214,500 (-) Land $100,000 Building $114,500 | $214,500 (-) Land $100,000 Building $114,500 | |
| 2022 | $12,704.00 | $214,500 Land $100,000 Building $114,500 | $214,500 Land $100,000 Building $114,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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