32 Chippewa St, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 32 Chippewa St, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	0.57 acres (24,830 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2016)
Tax Bill	$4,068 (2026)
Deeds & Mortgages	Nov 2020 Refinance Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:012W L:0474`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:012W L:0474`
Alternative APN	`M:012W B:0000 L:00474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,282 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,830 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 CHIPPEWA ST
City	HUBBARDSTON
State	MA
Zip	01452-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	474
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2016
Census Tract	706100

Owner

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2016 · Amount on Record
Deed Sale	Dec 8, 2016 · Amount on Record
Deed Book / Page	56432 / 118
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	32 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63830-238
Date	Nov 24, 2020
Book Page	63830/238
Instrument	144893

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	32 CHIPPEWA ST, HUBBARDSTON, MA 01452-1550
Document Number	60645-157
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHIPPEWA ST HUBBARDSTON MA 014521550, HUBBARDSTON, MA 01452-1550

Mortgage

Document Number	60645-157
Date	Jul 1, 2019
Book Page	060645/000157
Instrument	62657

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2024

Tax Assessment & Valuation

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,068.00 (+4.55%)	$363,900 (+9.25%) Land $31,200 Building $332,700	$336,300 (-)
2025	$3,891.00 (+33.85%)	$333,100 (+49.31%) Land $31,200 Building $301,900	$336,300 (+4.64%)
2024			$321,385
2023	$2,907.00	$223,100 Land $25,900 Building $197,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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