32 Cheval Pl, Falling Waters, WV 25419 Property Records

Berkeley County property record for 32 Cheval Pl, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,051 sqft · built 2013
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jul 2014)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13S-0116.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13S-0116.0000`
Alternative APNs	`02-02-13S-0116.0000` `07240560`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	1,465 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07240560
Street Address	32 CHEVAL PL
City	FALLING WATERS
State	WV
Zip	25419-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.14 AC LOT 23 SEC 2 PHZ 9 VILLAS SPRING MILLS PUD
Legal Lot Number	23
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2012
Census Tract	971105

Owner

32 Cheval Pl is owned and occupied by two individuals who bought it in July 2014.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	32 CHEVAL PL, FALLING WATERS, WV 25419-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK
May 27, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2014 · Amount on File
Deed Sale	Jul 24, 2014 · Amount on File
Deed Document Number	20140041377
Deed Book / Page	1077 / 598
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	32 CHEVAL PL, FALLING WATERS, WV 25419-1139
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004352/144
Date	Jan 14, 2026
Book Page	4352/144
Instrument	20260001499

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	32 CHEVAL PL, FALLING WATERS, WV 25419-1139
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003711/421
Date	May 27, 2021
Book Page	3711/421
Instrument	20210019572

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Cheval Pl was $1,917.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00	$157,740 Land $45,600 Building $112,140	$262,900 Land $76,000 Building $186,900
2023	$1,907.00	$150,900 Land $38,940 Building $111,960	$251,500 Land $64,900 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Cheval Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Cheval Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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