32 Chestnut Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 32 Chestnut Rd, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$788,000 (May 2024)
Tax Bill	$7,867 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:027.0-0000-0353.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:027.0-0000-0353.0`
Alternative APNs	`M:027.0=0000=0353.0` `1140000000030` `1140000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
Gross Area	2,337 sqft
Basement Area	775 sqft
Unfinished Basement	597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1140000000030
Street Address	32 CHESTNUT RD
City	READING
State	MA
Zip	01867-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0353.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 CHESTNUT RD, READING, MA 01867-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE INC
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MLD MORTGAGE INC
Nov 18, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Aug 11, 2017	Quit Claim Deed, Transfer PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Book / Page	82773 / 51
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	079171-213
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	32 CHESTNUT RD, READING, MA 01867-2141
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085046-406
Date	Dec 23, 2025
Book Page	85046/406
Instrument	157882

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 01, 2040

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	32 CHESTNUT RD, READING, MA 01867-2141
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083296-387
Date	Sep 30, 2024
Book Page	83296/387
Instrument	110612

Lender

Name	MLD MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 18, 2021
Property Address	32 CHESTNUT RD, READING, MA 01867-2141
Document Number	079171-213
Book / Page	79171 / 213
Instrument Date	Sep 16, 2021
Instrument	251604
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 CHESTNUT RD, READING, MA 01867-2141

Mortgage

Document Number	0000251605
Date	Nov 18, 2021
Instrument	251605

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Aug 11, 2017
Property Address	32 CHESTNUT RD, READING, MA 01867-2141
Document Number	069762-320
Book / Page	69762 / 320
Instrument	128974
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CHESTNUT RD, READING, MA 01867-2141

Mortgage

Document Number	0697620322
Date	Aug 11, 2017
Instrument	69762/0322

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2047

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,867.00 (+3.08%)	$690,700 (+6.07%) Land $425,600 Building $265,100	$734,160 (+0.6%)
2024	$7,632.00 (-2.25%)	$651,200 (+5%) Land $401,200 Building $250,000	$729,790
2023	$7,808.00	$620,200 Land $382,100 Building $238,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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