Cecil County property record for 32 Cherry Ln, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 976 sqft · built 1985 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,000 (Jun 1998) |
| Tax Bill | $1,929 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-076326 |
| Primary APN | 03-076326 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 976 sqft Total Area |
| Basement Area | 684 sqft |
| Finished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.322 acres) |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 076326 |
|---|---|
| Street Address | 32 CHERRY LN |
| City | ELKTON |
| State | MD |
| Zip | 21921-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 15 - .322 ACRE 32 CHERRY LANE MEADOWVIEW |
| Legal Subdivision | MEADOWVIEW |
| Legal Block | H |
| Legal Lot Number | 15 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30503 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CHERRY LN, ELKTON, MD 21921-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1998 · Amount on Record |
| Deed Sale | Jun 30, 1998 · Amount on Record |
| Prior Sale | Mar 29, 1985 · Amount on Record |
| Deed Document Number | 1998241817 |
| Deed Book / Page | 729 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 32 CHERRY LN, ELKTON, MD 21921-4102 |
| Document Number | 5777000159 |
| Book / Page | 5777 / 159 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POWERHOUSE TITLE LLC, POWERHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 32 CHERRY LN, ELKTON, MD 21921-4102 |
| Document Number | 5777000159, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 5777/159 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 4, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,929.00 (+3.71%) Homeowner's exemption | $214,200 (+11.21%) | $257,400 (+33.64%) Land $68,200 Building $189,200 |
| 2025 | $1,860.00 (+82.71%) Homeowner's exemption | $192,600 (+17.87%) Land $42,000 Building $150,600 | $192,600 (-) Land $42,000 Building $150,600 |
| 2023 | $1,018.00 Homeowner's exemption | $163,400 | $192,600 Land $42,000 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1996–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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