32 Chautaugua Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 32 Chautaugua Rd, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,956 sqft · built 1968
Lot Size0.432 acres (18,800 sqft)
OwnerIndividual Name on File
Tax Bill$5,264 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-912-04601500

Property Details

APN / Parcel Number

Primary APN03-912-04601500
Alternative APNs
  • 391204601500
  • 91204601500

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area2,436 sqft
1st Floor Area1,358 sqft
Basement Area598 sqft
Finished Basement598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,800 sqft (0.432 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area70 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number91204601500
Street Address32 CHAUTAUGUA RD
CityARNOLD
StateMD
Zip21012-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 15 BK A SC 1 PL 1 WINCHESTER ESTATES
Legal SubdivisionWINCHESTER ESTATES
Legal BlockA
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract731103

Owner

32 Chautaugua Rd is owned and occupied by an individual.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Oct 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 30, 2016Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512
Transaction TypeMortgage
Record UpdatedNov 14, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512

Mortgage

Document Number0400220252
DateOct 25, 2023
Book Page40022/252
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueOct 1, 2028

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512

Mortgage

Document Number0377880263
DateOct 27, 2021
Book Page37788/263
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2031

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512
Document Number0327170208
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CHAUTAUGUA RD ARNOLD MD 210122512, ARNOLD, MD 21012-2512

Mortgage

Document Number0327170208
DateDec 7, 2018
Book Page032717/000208
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueDec 6, 2023

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address32 CHAUTAUGUA RD, ARNOLD, MD 21012-2512
Document Number0306910117
Book / Page030691 / 000117
Instrument DateNov 30, 2016
Transaction TypeMortgage
Record UpdatedJul 18, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 CHAUTAUGUA RD ARNOLD MD 210122512, ARNOLD, MD 21012-2512

Mortgage

Document Number0306910117
DateMar 2, 2017
Book Page030691/000117
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 32 Chautaugua Rd was $5,264 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516,067$555,500 Land $299,400 Building $256,100
2025$5,264.00
2023$3,464.00 Homeowner's exemption$436,333$437,200 Land $279,400 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Chautaugua Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2010–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Chautaugua Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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