32 Central St, Apt 3, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 32 Central St, Apt 3, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 668 sqft · built 1840
Lot Size	0.159 acres (6,942 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Jun 2024)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Oct 2019 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12810`

Property Details

APN / Parcel Number

Primary APN	`12810`
Alternative APNs	`BEVE M:0005 B:0418 L:0003` `R6`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	4 Units
Stories	1 Story
Building Area	668 sqft Living Area
Gross Area	1,067 sqft
Basement Area	110 sqft
Unfinished Basement	110 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,942 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12810
Street Address	32 CENTRAL ST, 3
City	BEVERLY
State	MA
Zip	01915-5861
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R6
Legal Block	418
Legal Lot Number	3
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	4
Census Block	4025
Census Tract	217500

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 CENTRAL ST, UT3, BEVERLY, MA 01915-5848
Owner Type	Company
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Nov 28, 2018	Quit Claim Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Book / Page	42194 / 444
Transfer Doc	037179-238
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	32 CENTRAL ST APT 3, 3, BEVERLY, MA 01915-5861
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37968-26
Date	Oct 25, 2019
Book Page	37968/26
Instrument	20191025004540

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Nov 28, 2018
Property Address	32 CENTRAL ST APT 3, 3, BEVERLY, MA 01915-5861
Document Number	37179-238
Book / Page	37179 / 238
Instrument	181128002030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.29
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371790242
Date	Nov 28, 2018
Instrument	37179/0242

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (-1.01%)	$320,800 (+1.13%) Building $320,800	$322,050
2024	$3,562.00 (+7.71%)	$317,200 (+8%) Building $317,200
2023	$3,307.00	$293,700 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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