Middlesex County and Lexington Town property record for 32 Cedar St, Lexington, MA 02421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,428 sqft · built 1997 |
| Lot Size | 0.25 acres (10,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,318,000 (Sep 2019) |
| Tax Bill | $20,238 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0050 L:000191 |
| Primary APN | LEXI M:0050 L:000191 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| Gross Area | 4,277 sqft |
| 1st Floor Area | 1,283 sqft |
| Basement Area | 1,257 sqft |
| Unfinished Basement | 117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,880 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 32 CEDAR ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02421-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Lot Number | 191 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 358600 |
32 Cedar St is owned and occupied by two individuals who bought it in September 2019.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 CEDAR ST, LEXINGTON, MA 02421-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| Sep 10, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 16, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Deed Document Number | 2019140317 |
| Deed Book / Page | 73285 / 576 |
| Prior Transfer Date | Sep 12, 2019 |
| Prior Transfer Doc | 73285-576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 32 CEDAR ST, LEXINGTON, MA 02421-6704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71199-202 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 71199/202 |
| Instrument | 90853 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 32 CEDAR ST, LEXINGTON, MA 02421-6704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75581-198 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 75581/198 |
| Instrument | 158592 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Oct 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Sep 16, 2019 |
| Property Address | 32 CEDAR ST, LEXINGTON, MA 02421-6704 |
| Document Number | 73285-576 |
| Book / Page | 73285 / 576 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 140317 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CEDAR ST, LEXINGTON, MA 02421-6704 |
| Document Number | 140318 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 140318 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 32 Cedar St was $20,238, up 5.7% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,238.00 (+5.74%) | $1,644,000 (+5.05%) Land $704,000 Building $940,000 | $1,766,145 (-) |
| 2025 | $19,140.00 (+4.02%) | $1,565,000 (+4.19%) Land $670,000 Building $895,000 | $1,766,145 (+2.76%) |
| 2024 | $18,400.00 (+8.38%) | $1,502,000 (+15.01%) Land $638,000 Building $864,000 | $1,718,645 |
| 2023 | $16,978.00 | $1,306,000 Land $580,000 Building $726,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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