St. Charles County property record for 32 Cedar Grove Ct, Saint Charles, MO 63304
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,148 sqft · built 1986 |
| Lot Size | 0.014 acres (600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,900 (Jul 2008) |
| Tax Bill | $1,994 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002038 |
| Primary APN | A860002038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 1,720 sqft |
| 1st Floor Area | 586 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 600 sqft (0.014 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | Deck Area |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | A860002038 |
|---|---|
| Street Address | 32 CEDAR GROVE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7380 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CEDAR GROVES #4 BLDG 23 UNIT D |
| Legal Subdivision | CEDAR GROVES #4 |
| Legal Block | 23 |
| Legal Lot Number | D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 311122 |
32 Cedar Grove Ct, a condominium, is owned and occupied by an individual who bought it in July 2008.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 CEDAR GROVE CT, SAINT CHARLES, MO 63304-7380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2008 · Amount on File |
| Deed Sale | Jul 3, 2008 · Amount on File |
| Prior Sale | Dec 5, 2003 · Amount on File |
| Deed Document Number | 2008480300 |
| Deed Book / Page | 5016 / 867 |
| Prior Transfer Date | Nov 16, 1999 |
| Prior Transfer Doc | 0000094050 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 32 Cedar Grove Ct was $1,994.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,371 (-) | $175,639 (-) Building $175,639 | |
| 2025 | $1,994.00 | $33,371 | $175,639 |
| 2023 | $31,265 | ||
| 2022 | $164,550 Building $164,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Cedar Grove Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 18 (1979–2024) |
| Most Recent Claim | Jul 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Cedar Grove Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures