Anne Arundel County property record for 32 Cathedral St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 527 sqft · built 1900 |
| Lot Size | 0.01 acres (420 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $456,000 (Mar 2024) |
| Tax Bill | $6,269 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-01800325 |
| Primary APN | 06-000-01800325 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 527 sqft Living Area |
| Gross Area | 714 sqft |
| 1st Floor Area | 170 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 420 sqft (0.01 acres) |
| Garage Type | Attached |
| Garage Area | 187 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001800325 |
|---|---|
| Street Address | 32 CATHEDRAL ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2024 | Re-recorded Document MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Apr 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jan 20, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | Feb 26, 2024 · Amount on Record |
| Deed Book / Page | 40314 / 373 |
| Prior Transfer Date | Nov 4, 2020 |
| Prior Transfer Doc | 0359760021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 26, 2024 |
| Property Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Document Number | 0402600171 |
| Book / Page | 40260 / 171 |
| Map Reference | LB 2049 FO 535 |
| Instrument Date | Feb 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Document Number | 0040260175 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 40260/175 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 22, 2024 |
| Property Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Document Number | 0403140373 |
| Book / Page | 40314 / 373 |
| Instrument Date | Feb 2, 2024 |
| Record Updated | Apr 8, 2024 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0320440426 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 32044/426 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37214 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 20, 2021 |
| Property Address | 32 CATHEDRAL ST, ANNAPOLIS, MD 21401-2630 |
| Document Number | 0359760021 |
| Book / Page | 035976 / 000021 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CATHERDRAL ST ANNAPOLIS MD 21401, ANNAPOLIS, MD 21401 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,500 (-) Land $395,000 Building $42,500 | $437,500 (-) Land $395,000 Building $42,500 | |
| 2025 | $6,269.00 (-0.27%) | $437,500 (-10.26%) Land $395,000 Building $42,500 | $437,500 (-10.26%) Land $395,000 Building $42,500 |
| 2024 | $6,286.00 (-9.03%) | ||
| 2023 | $6,910.00 Homeowner's exemption | $487,500 Land $445,000 Building $42,500 | $487,500 Land $445,000 Building $42,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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