32 Carriage Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 32 Carriage Creek Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 1989
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2016)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4126-03-00-0630`

Property Details

APN / Parcel Number

Primary APN	`4126-03-00-0630`
Alternative APNs	`31142603000630` `4934995.0` `4934995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	2,091 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4934995.0
Old Parcel Number	31142603000630
Street Address	32 CARRIAGE CREEK WAY
City	ORMOND BEACH
State	FL
Zip	32174-6779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 CARRIAGE CREEK AT BREAKAWAY TRAILS MB 41 PGS 119-120 INC PER OR 3559 PG 1103 PER UNREC D/C PER OR 7039 PG 2546 PER OR
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	TRAILS
Legal Tract	3
Legal Lot Number	63
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	1
Census Block	1006
Census Tract	83203

Owner

32 Carriage Creek Way is owned and occupied by an individual who bought it in June 2016.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	32 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Deed Document Number	2016-110285
Deed Book / Page	7266 / 1712
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	32 CARRIAGE CREEK WAY, ORMOND BEACH, FL 32174-6779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074832523
Date	Dec 14, 2017
Book Page	7483/2523
Instrument	2017-241331

Lender

Name	SUN TRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 32 Carriage Creek Way was $2,920 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 Homeowner's exemption	$206,417	$368,650 Land $60,000 Building $308,650
2023	$2,498.00 (+3.39%) Homeowner's exemption	$194,758 (+3%)	$372,148 (+21.59%) Land $60,000 Building $312,148
2022	$2,416.00 Homeowner's exemption	$189,085	$306,071 Land $68,000 Building $238,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Carriage Creek Way in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	46 (1994–2024)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Ian, Sep 2022 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Carriage Creek Way is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20