32 Cardinal Dr, Wallingford, CT 06492 Property Records

Wallingford Town property record for 32 Cardinal Dr, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,994 sqft · built 1957
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Dec 2020)
Tax Bill	$8,314 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALL M:188 L:146`

Property Details

APN / Parcel Number

Primary APN	`WALL M:188 L:146`
Alternative APNs	`M:054 B:001 L:043` `M0398910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	5,143 sqft
1st Floor Area	1,994 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M0398910
Street Address	32 CARDINAL DR
City	WALLINGFORD
State	CT
Zip	06492-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	146
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	2
Census Block	2003
Census Tract	175300

Owner

32 Cardinal Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 CARDINAL DR, WALLINGFORD, CT 06492-4828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage AMMERICAN FINANCIAL RESOURSES
Dec 22, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Jan 30, 2004 · Amount on File
Deed Document Number	20203220010002
Deed Book / Page	1644 / 502
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	32 CARDINAL DR, WALLINGFORD, CT 06492-4828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1559-139
Date	Mar 9, 2017
Book Page	1559/139

Lender

Name	AMMERICAN FINANCIAL RESOURSES
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Dec 22, 2020
Property Address	32 CARDINAL DR, WALLINGFORD, CT 06492-4828
Document Number	1644-502
Book / Page	1644 / 502
Instrument Date	Dec 18, 2020
Instrument	3220010002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	3220020010
Date	Dec 22, 2020
Instrument	3220020010

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Cardinal Dr was $8,314, up 2.6% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,314.00 (+2.59%)	$338,400 (+0.71%) Land $102,000 Building $236,400	$434,316 (+84.66%)
2025	$8,104.00	$336,000 Land $102,000 Building $234,000	$235,200 Land $71,400 Building $163,800
2024	$8,104.00 (+29%)
2023	$6,282.00	$214,100 Land $85,000 Building $129,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Cardinal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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